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AI brief of an SEC Form 8-K · Valley Bank (VLY)

Valley National Bancorp Q3 net income rises to $163.4 million, $0.28 per diluted share

Positive Impact 3 of 5 earnings Written later

Valley National Bancorp reported third quarter 2025 net income of $163.4 million, or $0.28 per diluted share, up from $133.2 million ($0.22) in the second quarter and $97.9 million ($0.18) a year earlier. Net interest margin rose to 3.05%, and the provision for credit losses fell to $19.2 million, while non-accrual loans increased to $421.5 million, which shareholders may want to watch.

Key points

  • Net income of $163.4 million, or $0.28 per diluted share, versus $133.2 million ($0.22) in Q2 2025 and $97.9 million ($0.18) in Q3 2024
  • Net interest margin of 3.05%, up 4 basis points from 3.01% in Q2 2025
  • Non-accrual loans rose to $421.5 million (0.86% of total loans) from $354.4 million (0.72%) at June 30, 2025
  • Provision for credit losses on loans was $19.2 million, down from $37.8 million in Q2 2025; the company repurchased 1.3 million shares at an average $9.38 in Q3

The filing

CompanyValley Bank (VLY)
Form8-K, current report
Filed with the SECOct 23, 2025, 7:53 AM ET
Accession number0000714310-25-000153

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 12:57 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 23, 2025.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.