AI brief of an SEC Form 8-K · Wintrust Financial (WTFC)

Wintrust Q3 net income rises to $170.0 million, or $2.47 per diluted share

Positive Impact 3 of 5 earnings Written later

Wintrust Financial reported third-quarter 2024 net income of $170.0 million, or $2.47 per diluted share, up from $152.4 million, or $2.32, in the second quarter. The results include Macatawa Bank since its August 1, 2024 acquisition, and shareholders should note that third-quarter EPS was below the $2.53 reported a year earlier.

Key points

  • Q3 2024 net income $170.0 million, or $2.47 per diluted share, versus $152.4 million, or $2.32, in Q2 2024
  • Q3 2024 diluted EPS of $2.47 compared with $2.53 in Q3 2023; nine-month 2024 diluted EPS was $7.67 versus $7.71 in 2023
  • Net interest margin was 3.49% in Q3 2024 versus 3.50% in Q2 2024; management expects roughly 3.50% in Q4 2024
  • Tangible book value per common share rose to $76.15 at September 30, 2024 from $72.01 at June 30, 2024

The filing

CompanyWintrust Financial (WTFC)
Form8-K, current report
Filed with the SECOct 21, 2024, 5:31 PM ET
Accession number0001015328-24-000225

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 12:56 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 21, 2024.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.