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Wintrust Financial (WTFC)

Nasdaq Financials Regional Banks S&P MidCap 400
$151.27
-0.45 (-0.30%)
Close of Nov 06, 2026 · end-of-day data
Source: Wintrust Financial's 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 05, 2026

Revenue, net income & free cash flow

Income statement

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue$16.44M$138.99M$152.51M$161.47M$170.13M$207.17M$217.72M$220.44M$250.74M$265.63M
Interest expense$90.26M$114.39M$205.91M$330.22M$253.11M$150.53M$252.08M$1.06B$1.52B$1.50B
Pre-tax income$331.85M$390.00M$460.13M$480.10M$389.78M$637.80M$700.55M$845.08M$947.09M$1.12B
Income tax$124.98M$132.31M$116.97M$124.40M$96.79M$171.65M$190.87M$222.46M$252.04M$294.56M
Net income$206.88M$257.68M$343.17M$355.70M$292.99M$466.15M$509.68M$622.63M$695.04M$823.84M
EPS (basic)$3.83$4.53$5.95$6.11$4.72$7.69$8.14$9.72$10.47$11.57
EPS (diluted)$3.66$4.40$5.86$6.03$4.68$7.58$8.02$9.58$10.31$11.40
Diluted shares54.27M56.69M57.21M57.62M58.02M57.79M60.09M62.09M64.70M67.89M
Net margin1258.3%185.4%225.0%220.3%172.2%225.0%234.1%282.4%277.2%310.1%

Balance sheet

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$270.05M$277.59M$392.20M$286.48M$322.47M$411.20M$490.97M$423.46M$458.54M$467.94M
Goodwill$498.59M$501.88M$573.14M$645.22M$645.71M$655.15M$653.52M$656.67M$796.94M$797.96M
Total assets$25.67B$27.92B$31.24B$36.62B$45.08B$50.14B$52.95B$56.26B$64.88B$71.14B
Short-term debt$61.81M$17.21M$50.59M$20.50M$11.37M$9.20M$17.61M$13.43M$0—
Total debt$61.81M$17.21M$50.59M$20.50M$11.37M$9.20M$17.61M$13.43M$0—
Total liabilities$22.97B$24.94B$27.98B$32.93B$40.96B$45.64B$48.15B$50.86B$58.54B$63.88B
Shareholders' equity$2.70B$2.98B$3.27B$3.69B$4.12B$4.50B$4.80B$5.40B$6.34B$7.26B

Cash flow

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$310.97M$401.63M$377.18M$265.99M-$518.47M$1.13B$1.38B$744.38M$721.56M$910.35M
Capital expenditures$33.92M$59.19M$68.27M$82.02M$63.65M$57.08M$53.45M$46.41M$86.03M$49.95M
Free cash flow$277.04M$342.43M$308.91M$183.97M-$582.11M$1.07B$1.32B$697.97M$635.52M$860.40M
Investing cash flow-$2.49B-$2.30B-$2.76B-$4.02B-$7.18B-$5.93B-$3.49B-$3.24B-$5.95B-$6.17B
Financing cash flow$2.18B$1.91B$2.50B$3.65B$7.74B$4.89B$2.20B$2.43B$5.26B$5.27B
Dividends paid$38.57M$40.54M$50.99M$65.11M$85.89M$98.63M$108.21M$125.69M$143.28M$169.42M
Share buybacks$616.00K$397.00K$0$0$92.06M$9.54M$0$0——
Stock-based compensation$9.30M$12.86M$13.50M$11.30M-$4.94M$16.18M$31.75M$33.49M$38.11M$41.55M
Depreciation & amortization$32.10M$31.50M$33.20M$38.00M$46.40M$54.00M$53.10M$56.90M$61.40M$66.90M

Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.