Wintrust Financial Corporation reported record net income of $239.1 million, or $3.37 per diluted share, for the third quarter of 2026, up from $233.7 million, or $3.30 per diluted share, in the second quarter and $216.3 million, or $2.78 per diluted share, a year earlier. For the first nine months of 2026, net income rose 17% to $700.1 million, or $9.89 per diluted share. Net charge-offs rose to $21.0 million from $13.4 million in the prior quarter, and the net interest margin eased to 3.49%.
Net interest income rose to $621.6 million from $597.4 million in the second quarter of 2026.
Net interest margin was 3.49%, down one basis point from 3.50% in the second quarter of 2026.
Net charge-offs were $21.0 million, or 15 basis points of average total loans, up from $13.4 million, or 10 basis points.
Total deposits rose $1.3 billion to $62.4 billion, and total loans rose $1.1 billion to $56.8 billion as of September 30, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
From Wintrust Financial's 10-Q and 10-K filings (SEC XBRL). YoY compares each quarter with the same quarter a year earlier; it is blank when the year-ago figure is missing or negative.
Annual results
Fiscal year
Revenue
Growth
EPS (diluted)
Growth
Net margin
FY2025
$265.63M
+5.9%
$11.40
+10.6%
310.1%
FY2024
$250.74M
+13.7%
$10.31
+7.6%
277.2%
FY2023
$220.44M
+1.3%
$9.58
+19.5%
282.4%
FY2022
$217.72M
+5.1%
$8.02
+5.8%
234.1%
FY2021
$207.17M
+21.8%
$7.58
+62.0%
225.0%
Frequently asked questions
When is Wintrust Financial's next earnings date?
Wintrust Financial has not announced a report date within the next three weeks. US companies usually report three to six weeks after each quarter ends; this page updates as soon as the date is on the calendar.
What did Wintrust Financial earn last quarter?
For the quarter ended Sep 2026, Wintrust Financial reported diluted EPS of $3.37 (+21.2% year over year).
Where do these numbers come from?
Reported revenue, net income and EPS come from the company's own 10-Q and 10-K filings with the SEC (XBRL data). The report date and consensus estimate come from the Nasdaq earnings calendar.
Not investment advice. Figures can be restated by the company in later filings.