Western Union Q4 revenue falls 5% to $1.0 billion; adjusted EPS rises to $0.45
Western Union reported fourth-quarter 2025 revenue of $1.0 billion, down 5%, while GAAP EPS fell to $0.36 from $1.13 because the prior year included a $0.75 tax benefit. Adjusted EPS rose to $0.45 from $0.40, and the company gave 2026 GAAP EPS guidance of $1.50 to $1.60 and adjusted EPS guidance of $1.75 to $1.85, assuming the pending International Money Express acquisition closes in the second quarter of 2026.
Key points
- Q4 revenue was $1.0 billion, down 5%; Consumer Services revenue rose 15% while Consumer Money Transfer revenue fell 7%.
- Q4 GAAP EPS was $0.36 versus $1.13 a year earlier; adjusted EPS was $0.45 versus $0.40.
- Full-year 2025 revenue was $4.1 billion, down 4%; GAAP EPS was $1.52 versus $2.74 and adjusted EPS was $1.75 versus $1.74.
- 2026 outlook: GAAP revenue growth of 5% to 8% and GAAP EPS of $1.50 to $1.60; the Board approved a first-quarter 2026 dividend of $0.235 per share.
The filing
Written by AI on Nov 8, 2026, 6:56 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on February 20, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.