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Western Union (WU)

NYSE Financials Transaction & Payment Processing Services S&P SmallCap 600
$6.88
-0.14 (-1.99%)
Close of Nov 06, 2026 · end-of-day data
Source: Western Union's 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 05, 2026

Revenue, net income & free cash flow

Income statement

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue$5.42B$5.52B$5.38B$5.03B$4.63B$4.87B$4.25B$4.16B$4.03B$3.88B
Cost of revenue$3.27B$3.35B$3.30B$3.09B$2.83B$2.90B$2.63B$2.67B$2.62B$2.55B
Gross profit$2.16B$2.17B$2.08B$1.95B$1.80B$1.97B$1.63B$1.49B$1.41B$1.33B
Selling, general & admin$1.67B$1.23B$1.17B$1.27B$1.04B$1.05B$964.20M$867.80M$863.40M$742.80M
Operating income$487.00M$475.80M$1.12B$934.00M$967.30M$1.12B$884.90M$817.50M$725.80M$757.30M
Interest expense$152.50M$142.10M$149.60M$152.00M$118.50M$105.50M$101.00M$105.30M$119.80M$143.00M
Pre-tax income$341.70M$347.50M$991.40M$1.32B$855.10M$935.40M$1.01B$745.80M$618.60M$625.70M
Income tax$88.50M$904.60M$139.50M$263.10M$110.80M$129.60M$98.00M$119.80M-$315.60M$126.10M
Net income$253.20M-$557.10M$851.90M$1.06B$744.30M$805.80M$910.60M$626.00M$934.20M$499.60M
EBITDA$750.20M$738.70M$1.39B$1.19B$1.19B$1.17B$927.60M$856.60M$763.20M$792.50M
EPS (basic)$0.52$-1.19$1.89$2.47$1.81$1.98$2.35$1.69$2.75$1.53
EPS (diluted)$0.51$-1.19$1.87$2.46$1.79$1.97$2.34$1.68$2.74$1.52
Diluted shares493.50M467.90M454.40M430.90M415.20M408.90M388.40M371.80M341.10M327.60M
Gross margin39.8%39.3%38.7%38.7%38.9%40.5%38.3%35.7%34.9%34.3%
Operating margin9.0%8.6%20.8%18.6%20.9%23.1%20.8%19.7%18.0%19.5%
Net margin4.7%-10.1%15.8%21.0%16.1%16.6%21.4%15.1%23.2%12.9%

Balance sheet

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$877.50M$838.20M$973.40M$1.45B$1.43B$1.21B$1.29B$1.27B$1.47B$1.23B
Goodwill$3.16B$2.73B$2.73B$2.57B$2.57B$2.03B$2.03B$2.03B$2.06B$2.10B
Total assets$9.42B$9.23B$9.00B$8.76B$9.50B$8.82B$8.50B$8.20B$8.37B$8.31B
Long-term debt—————$2.75B$2.45B$2.15B$2.95B$2.88B
Total debt—————$2.75B$2.45B$2.15B$2.95B$2.88B
Total liabilities$8.52B$9.72B$9.31B$8.80B$9.31B$8.47B$8.02B$7.72B$7.40B$7.35B
Shareholders' equity$902.20M-$491.40M-$309.80M-$39.50M$186.60M$355.60M$477.80M$479.00M$968.90M$957.80M

Cash flow

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$1.04B$742.00M$821.30M$914.60M$877.50M$1.05B$581.60M$783.10M$406.30M$543.70M
Capital expenditures$68.80M$69.10M$136.70M$48.10M$36.50M$37.70M$31.90M$22.90M$37.40M$38.50M
Free cash flow$973.10M$672.90M$684.60M$866.50M$841.00M$1.01B$549.70M$760.20M$368.90M$505.20M
Investing cash flow-$271.10M-$204.60M-$328.80M$167.00M-$373.50M$192.00M$525.50M-$140.80M-$16.30M-$230.30M
Financing cash flow-$1.21B-$570.50M-$357.20M-$1.48B-$185.90M-$1.27B-$1.18B-$896.80M-$69.30M-$782.60M
Dividends paid$312.20M$325.60M$341.70M$340.80M$370.30M$381.60M$364.20M$349.00M$321.50M$309.00M
Share buybacks$501.60M$502.80M$412.40M$552.60M$239.70M$409.90M$369.90M$308.40M$186.20M$234.60M
Stock-based compensation$41.80M$43.90M$47.70M$48.90M$41.70M$44.30M$45.50M$35.90M$38.90M$46.60M
Depreciation & amortization$263.20M$262.90M$264.70M$257.70M$225.60M$49.60M$42.70M$39.10M$37.40M$35.20M

Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.