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AI brief of an SEC Form 8-K · Zions Bancorporation (ZION)

Zions Bancorporation third-quarter net earnings rise to $204 million, EPS $1.37

Positive Impact 3 of 5 earnings Written later

Zions Bancorporation reported third-quarter 2024 net earnings of $204 million, or $1.37 per diluted share, up from $168 million and $1.13 a year earlier. Net interest margin widened to 3.03% from 2.93%, but classified loans rose sharply to $2.1 billion from $769 million, a level shareholders may watch closely. The filing contains no revised full-year guidance.

Key points

  • Net earnings of $204 million and diluted EPS of $1.37, versus $168 million and $1.13 in 3Q23 and $190 million and $1.28 in 2Q24
  • Net interest margin of 3.03% versus 2.93% a year earlier; net interest income of $620 million, up 6%
  • Classified loans of $2.1 billion, or 3.55% of loans, versus $769 million, or 1.35%; provision for credit losses of $13 million versus $41 million
  • Agreement to buy four FirstBank branches in California's Coachella Valley with about $730 million in deposits and $420 million in loans, pending regulatory approval

The filing

CompanyZions Bancorporation (ZION)
Form8-K, current report
Filed with the SECOct 21, 2024, 4:05 PM ET
Accession number0000109380-24-000131

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:17 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 21, 2024.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.