Every material Form 8-K Zions Bancorporation filed with the SEC in 2025, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Zions Bancorporation said Paul Burdiss will retire as president and CEO of its Zions Bank division effective December 31, 2025, and that Nate Callister, currently executive vice president and executive director of commercial banking at Zions Bank, will succeed him. Burdiss has agreed to a consulting arrangement for 2026, and the filing reports no financial results, so the change affects division leadership rather than reported performance.
Paul Burdiss retires as Zions Bank president and CEO effective December 31, 2025; he joined the company in 2015 as executive vice president and chief financial officer.
Nate Callister, currently executive vice president and executive director of commercial banking at Zions Bank, will succeed Burdiss.
Under a Retirement and Consulting Agreement effective December 20, 2025, Burdiss will provide advisory services during 2026 and receive four quarterly payments of $337,582.50 each.
The agreement includes non-compete and non-solicit provisions during the consulting period and up to 12 months of company-paid COBRA premiums.
Zions Bancorporation reported third-quarter 2025 net earnings of $221 million, or $1.48 per diluted share, up from $204 million, or $1.37, a year earlier but down from $243 million, or $1.63, in the second quarter. Results also reflected a $50 million charge-off and a $10 million reserve tied to loans to two related companies where the bank detected apparent irregularities, and the bank has started legal action to recover the amounts owed.
Net interest income rose 8% to $672 million, and net interest margin was 3.28% versus 3.03% a year earlier.
Provision for credit losses was $49 million versus $13 million a year earlier, primarily due to two large related C&I loans.
Estimated CET1 capital ratio was 11.3%, compared with 10.7% a year earlier.
Tangible book value per common share rose 17% to $38.64.
Zions Bancorporation reported second-quarter 2025 net earnings of $243 million, or $1.63 per diluted share, up from $190 million and $1.28 a year earlier. Net interest income rose 9% to $648 million and the net interest margin widened to 3.17%, while classified loans were $2.7 billion, up from $1.3 billion a year earlier but down from $2.9 billion in the first quarter.
Net earnings $243 million and diluted EPS $1.63, compared with $190 million and $1.28 in 2Q24
Net interest margin 3.17%, compared with 2.98%; net interest income $648 million, up 9%
Classified loans $2.7 billion, or 4.43% of loans and leases, compared with $1.3 billion, or 2.16%, in 2Q24
Common dividend $0.43 per share; estimated CET1 capital ratio 11.0%, compared with 10.6%
Zions Bancorporation reported first-quarter 2025 net earnings of $169 million, or $1.13 per diluted share, up from $143 million and $0.96 a year earlier but down from $200 million and $1.34 in the fourth quarter of 2024. Results include a $16 million, or $0.11 per share, income tax charge from revaluing deferred tax assets after new state tax legislation, and the company said the tax law change will reduce taxes on securities income in future periods.
Net earnings $169 million and diluted EPS $1.13, versus $143 million and $0.96 in Q1 2024 and $200 million and $1.34 in Q4 2024
Net interest margin 3.10%, compared with 2.94% a year earlier
Additional income tax expense of $16 million, or $0.11 per share, from revaluation of deferred tax assets
Estimated CET1 capital ratio 10.8%, compared with 10.4%; four California branches acquired from FirstBank added about $630 million in deposits and $420 million in loans
Zions Bancorporation reported fourth-quarter 2024 net earnings of $200 million, or $1.34 per diluted share, up from $116 million and $0.78 a year earlier but down slightly from $204 million and $1.37 in the third quarter. Net interest income rose 8% to $627 million, and the net interest margin widened to 3.05% from 2.91%, while the provision for credit losses increased to $41 million from less than $1 million.
Net earnings applicable to common shareholders were $200 million, versus $116 million in 4Q23 and $204 million in 3Q24.
Diluted EPS was $1.34, compared with $0.78 in 4Q23 and $1.37 in 3Q24.
Net interest income was $627 million, up 8%, and net interest margin was 3.05% versus 2.91%.
Provision for credit losses was $41 million versus less than $1 million; annualized net charge-offs were 0.24% versus 0.06%.
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Zions Bancorporation filing is on SEC EDGAR ↗. 8-K briefs of other companies →