Zions Bancorporation reported third-quarter 2026 net earnings of $262 million, or $1.78 per diluted share, up from $221 million and $1.48 a year earlier. The increase was driven mainly by a lower provision for credit losses, which was an $8 million benefit versus a $49 million expense last year, and net loan charge-offs fell to $3 million from $56 million.
Net earnings $262 million and diluted EPS $1.78, versus $221 million and $1.48 in third quarter 2025
Net interest income $684 million, up 2%; net interest margin 3.23%, down from 3.28%
Pre-provision net revenue $340 million, down 1%; net charge-offs $3 million versus $56 million
Compared with second quarter 2026 net earnings of $452 million and EPS of $3.05, which included gains tied to Visa Class B-1 share sales
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From Zions Bancorporation's 10-Q and 10-K filings (SEC XBRL). YoY compares each quarter with the same quarter a year earlier; it is blank when the year-ago figure is missing or negative.
Annual results
Fiscal year
Revenue
Growth
EPS (diluted)
Growth
Net margin
FY2025
$529.00M
+3.1%
$6.01
+21.4%
169.9%
FY2024
$513.00M
+2.0%
$4.95
+13.8%
152.8%
FY2023
$503.00M
+1.6%
$4.35
-24.9%
135.2%
FY2022
$495.00M
+10.2%
$5.79
-14.7%
183.2%
FY2021
$449.00M
+11.7%
$6.79
+124.8%
251.4%
Frequently asked questions
When is Zions Bancorporation's next earnings date?
Zions Bancorporation has not announced a report date within the next three weeks. US companies usually report three to six weeks after each quarter ends; this page updates as soon as the date is on the calendar.
What did Zions Bancorporation earn last quarter?
For the quarter ended Sep 2026, Zions Bancorporation reported diluted EPS of $1.78 (+20.3% year over year) on revenue of $138.00M (+3.8%).
Where do these numbers come from?
Reported revenue, net income and EPS come from the company's own 10-Q and 10-K filings with the SEC (XBRL data). The report date and consensus estimate come from the Nasdaq earnings calendar.
Not investment advice. Figures can be restated by the company in later filings.