Every material Form 8-K Zions Bancorporation filed with the SEC in 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Zions Bancorporation reported third-quarter 2026 net earnings of $262 million, or $1.78 per diluted share, up from $221 million and $1.48 a year earlier. The increase was driven mainly by a lower provision for credit losses, which was an $8 million benefit versus a $49 million expense last year, and net loan charge-offs fell to $3 million from $56 million.
Net earnings $262 million and diluted EPS $1.78, versus $221 million and $1.48 in third quarter 2025
Net interest income $684 million, up 2%; net interest margin 3.23%, down from 3.28%
Pre-provision net revenue $340 million, down 1%; net charge-offs $3 million versus $56 million
Compared with second quarter 2026 net earnings of $452 million and EPS of $3.05, which included gains tied to Visa Class B-1 share sales
Zions Bancorporation announced that Brian Stringham, a 2003 hire and its current Assistant Corporate Controller, will succeed Jason Arbuckle as Senior Vice President and Corporate Controller, effective September 7, 2026. Stringham becomes the bank's principal accounting officer, and Arbuckle moves to Senior Director of Corporate Finance and Transformation. The change concerns the bank's top accounting role but the filing reports no financial results or compensation changes.
Brian Stringham, 51, succeeds Jason Arbuckle as Senior Vice President and Corporate Controller, effective September 7, 2026
Stringham will serve as the Bank's principal accounting officer
Arbuckle will become Senior Director of Corporate Finance and Transformation
Stringham has overseen SEC and regulatory reporting as Director of External Financial Reporting since 2020
Zions Bancorporation reported second-quarter 2026 net earnings of $452 million, or $3.05 per diluted share, up from $243 million, or $1.63, a year earlier. The result includes a $215 million gain on the sale of Visa Class B-1 shares; excluding notable items, diluted EPS rose 10% to $1.74. The filing does not include forward guidance.
Net earnings $452 million and diluted EPS $3.05, versus $243 million and $1.63 in 2Q25
Visa Class B-1 share sale gain of $215 million, or $1.12 per share; EPS excluding notable items was $1.74, up from $1.58
Net interest margin 3.27%, up from 3.17%; estimated CET1 ratio 11.8%, up from 11.0%
Classified loans fell to $2.3 billion (3.72% of loans) from $2.7 billion (4.43%) a year earlier
Zions Bancorporation increased its board from 11 to 12 directors on June 2, 2026, and elected Daniel J. Ryan to fill the new seat, effective immediately. Ryan will also join the Audit and Risk Oversight Committees effective July 1, 2026, which adds director expertise in financial reporting and risk oversight.
Daniel J. Ryan elected to the board on June 2, 2026; board expanded from 11 to 12 directors
Ryan appointed to the Audit and Risk Oversight Committees effective July 1, 2026
Ryan is a retired PwC partner who served at the firm from 1985, with more than 40 years of experience with U.S. public banks
Ryan will receive cash compensation and participate in the Bank's omnibus stock incentive plan as a nonemployee director
Zions Bancorporation reported first-quarter 2026 net earnings of $232 million, or $1.56 per diluted share, up from $169 million and $1.13 a year earlier but down from $262 million and $1.76 in the fourth quarter of 2025. The company also said it agreed to acquire the agency lending business of Basis Multifamily Finance I, LLC, subject to required approvals.
Net earnings were $232 million and diluted EPS was $1.56, compared with $169 million and $1.13 in Q1 2025, and $262 million and $1.76 in Q4 2025.
Net interest income rose 6% to $662 million, and net interest margin was 3.27%, compared with 3.10% a year earlier.
Customer-related noninterest income rose 9% to $172 million, while noninterest expense rose 4% to $562 million.
Estimated CET1 capital ratio was 11.5%, compared with 10.8%, and tangible book value per common share was $41.75, up 19%.
Zions Bancorporation reported fourth quarter 2025 net earnings of $262 million, or $1.76 per diluted share, up from $200 million, or $1.34, a year earlier. Net interest income rose 9% to $683 million, and full-year 2025 net earnings reached $895 million, or $6.01 per diluted share, compared with $4.95 in 2024. Results include a $15 million charitable contribution, and management is hosting a conference call at 5:30 p.m. Eastern Time on January 20, 2026.
Q4 2025 net earnings were $262 million, or $1.76 per diluted share, compared with $200 million, or $1.34, in Q4 2024 and $221 million, or $1.48, in Q3 2025.
Net interest margin was 3.31%, compared with 3.05% a year earlier; net interest income was $683 million, up 9%.
Noninterest expense was $546 million, up 7%, including a $15 million charitable contribution to the Zions Bancorporation Foundation.
Full-year 2025 net earnings were $895 million, or $6.01 per diluted share, versus $737 million, or $4.95, in 2024.
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Zions Bancorporation filing is on SEC EDGAR ↗. 8-K briefs of other companies →