528 material Form 8-K filings that 462 companies we cover made with the SEC in January 2025, each read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). All of them were written later, when past filings were added: a selection, not every 8-K of the month (see the note below).
Navient reported fourth-quarter 2024 results, with GAAP net income of $24 million ($0.22 diluted earnings per share) compared with a net loss of $28 million a year earlier. On a Core Earnings basis, the company posted a $25 million loss ($0.24 diluted loss per share), and full-year 2024 GAAP net income fell to $131 million from $228 million. Shareholders are affected by a $68 million pre-tax reduction from significant items and by the planned first-quarter 2025 sale of the government services business.
Q4 2024 GAAP net income was $24 million, or $0.22 per diluted share, versus a $28 million loss in Q4 2023.
Q4 2024 Core Earnings loss was $25 million, or $0.24 per diluted share; significant items reduced pre-tax income by $68 million.
Full-year 2024 GAAP net income was $131 million ($1.18 per diluted share), down from $228 million in 2023.
Navient repurchased $65 million of common shares in Q4 2024, with $111 million of repurchase authority remaining.
RenaissanceRe reported a fourth-quarter 2024 net loss attributable to common shareholders of $198.5 million, or $(3.95) per diluted share, compared with net income of $1.58 billion in the fourth quarter of 2023. For full-year 2024, net income attributable to common shareholders was $1.8 billion ($35.21 per diluted share), down from $2.5 billion in 2023, while operating income rose to $2.2 billion. The company also estimated a pre-tax net negative impact of approximately $750 million from the California wildfires in the first quarter of 2025.
Q4 2024 net loss of $198.5 million, or $(3.95) per diluted share, versus net income of $1.58 billion in Q4 2023
Full-year 2024 net income of $1.8 billion ($35.21 per diluted share) versus $2.5 billion in 2023; operating income of $2.2 billion ($42.99 per diluted share) versus $1.8 billion
Hurricane Milton had a net negative impact of $270.5 million on Q4 2024 net income
Estimated pre-tax net negative impact of approximately $750 million from the California wildfires in Q1 2025, based on a $50 billion aggregate industry insured loss
BXP, Inc. reported a fourth-quarter 2024 net loss attributable to BXP of $230.0 million, or $1.45 per diluted share, compared with net income of $83.6 million, or $0.53 per share, in the prior quarter. The loss reflects impairment charges of about $341.3 million on investments in three unconsolidated joint ventures, while diluted FFO per share declined slightly to $1.79 from $1.81. Shareholders should note the impairment-driven loss and the 2025 guidance of $6.77 to $6.95 in diluted FFO per share.
Q4 2024 net loss attributable to BXP, Inc. of $230.0 million, or $1.45 per diluted share, versus $0.53 per share in Q3 2024
Impairment charges of about $341.3 million related to three unconsolidated joint ventures
Q4 2024 total revenue of $858.6 million versus $859.2 million in Q3 2024; diluted FFO per share of $1.79 versus $1.81
2025 guidance: full-year diluted FFO per share of $6.77 to $6.95 and first-quarter 2025 diluted FFO per share of $1.63 to $1.65
Hanmi Financial reported fourth-quarter 2024 net income of $17.7 million, or $0.58 per diluted share, up from $14.9 million, or $0.49, in the third quarter of 2024. Full-year 2024 net income was $62.2 million, or $2.05 per diluted share, down from $80.0 million, or $2.62, in 2023, so the sequential quarterly gain did not offset the annual decline for shareholders.
Q4 2024 net interest margin rose 17 basis points to 2.91%, and net interest income rose 6.8% from Q3 to $53.4 million.
Full-year 2024 net interest income was $202.8 million, down 8.4% from $221.3 million in 2023.
Q4 2024 net income of $17.7 million compared with $18.6 million in Q4 2023.
Nonperforming assets were 0.19% of total assets at December 31, 2024, down from 0.21% at September 30, 2024.
Axos Financial reported fiscal second-quarter net income of $104.7 million, or $1.80 per diluted share, for the quarter ended December 31, 2024, down from $151.8 million and $2.62 a year earlier. The prior-year period included a $92.4 million one-time gain on the FDIC Loan Purchase, while net interest income rose 22.5%, and non-GAAP adjusted EPS increased 13.8% to $1.82.
Net income was $104.7 million and diluted EPS was $1.80, versus $151.8 million and $2.62 for the quarter ended December 31, 2023.
The prior-year quarter included a $92.4 million gain on the FDIC Loan Purchase.
Adjusted EPS (non-GAAP) rose 13.8% to $1.82 from $1.60.
Net interest income rose 22.5% to $280.1 million, while non-interest income fell to $27.8 million from $124.1 million.
Nextracker reported fiscal third-quarter 2025 results for the period ended December 31, 2024. Revenue fell year over year to $679 million and GAAP diluted EPS fell to $0.79 from $0.87, while adjusted diluted EPS rose to $1.03 from $0.96; the company raised its FY25 profit outlook and reaffirmed its revenue outlook of $2.8 billion to $2.9 billion.
Q3 FY25 revenue was $679 million, compared with $710 million in Q3 FY24 and $636 million in Q2 FY25.
GAAP diluted EPS was $0.79 versus $0.87 a year earlier; adjusted diluted EPS was $1.03 versus $0.96.
FY25 GAAP diluted EPS outlook was raised to $3.11 to $3.31 from $2.50 to $2.70; adjusted diluted EPS outlook to $3.75 to $3.95 from $3.10 to $3.30.
Q3 FY25 results included about $52 million of IRA 45X vendor rebates, which Q3 FY24 did not include.
Merchants Bancorp reported record full-year 2024 net income of $320.4 million and diluted EPS of $6.30, both up year over year. Fourth-quarter net income rose 23% from a year earlier to $95.7 million, helped by favorable fair market value adjustments on servicing rights and derivatives, though nonperforming loans rose to $279.7 million.
Full-year 2024 net income $320.4 million, up 15%; diluted EPS $6.30, up 12%
Q4 2024 net income $95.7 million, up 23% from Q4 2023 and 56% from Q3 2024; diluted EPS $1.85
Non-performing loans rose to $279.7 million, or 2.68% of gross loans, from $82.0 million a year earlier
Tangible book value per share reached a record $34.15, up 25% from $27.40 a year earlier
Manhattan Associates reported fourth-quarter and full-year 2024 results that showed higher revenue and higher adjusted earnings per share than in 2023, while GAAP diluted EPS for the fourth quarter slipped to $0.77 from $0.78. The company's 2025 guidance projects GAAP EPS of $3.05 to $3.15 and adjusted EPS of $4.45 to $4.55, which the filing states are declines of 10% to 13% and 4% to 6%, respectively, from 2024.
Q4 2024 revenue was $255.8 million, up from $238.3 million in Q4 2023; Q4 GAAP diluted EPS was $0.77 versus $0.78, and adjusted diluted EPS was $1.17 versus $1.03.
Full-year 2024 revenue was $1,042.4 million, up from $928.7 million; GAAP diluted EPS was $3.51 versus $2.82.
2025 guidance: total revenue of $1,060 million to $1,070 million and adjusted EPS of $4.45 to $4.55.
In January 2025 the company eliminated about 100 positions and raised its share repurchase authority to $100.0 million.
Commvault reported fiscal third-quarter 2025 results for the quarter ended December 31, 2024. Revenue rose 21% year over year to $262.6 million, and subscription revenue rose 39% to $158.3 million, but GAAP net income fell to $11.0 million, or $0.24 per diluted share, from $17.1 million, or $0.38, a year earlier. The company also gave fiscal 2025 total revenue guidance of $980 million to $985 million.
Total revenues were $262.6 million, up 21% year over year
GAAP net income was $11.0 million, or $0.24 per diluted share, versus $17.1 million, or $0.38, a year earlier
Non-GAAP diluted EPS was $0.94, versus $0.78 a year earlier
Fiscal 2025 total revenue guidance is $980 million to $985 million; fourth-quarter revenue is expected at $260 million to $264 million
General Motors reported a fourth-quarter 2024 net loss attributable to shareholders of $3.0 billion, reduced by more than $5 billion in special charges, including $4 billion of non-cash restructuring and China joint venture impairment charges and $0.5 billion tied to ending funding for the Cruise robotaxi business. Fourth-quarter revenue rose 11.0%, and full-year 2024 net income fell 40.7% to $6.0 billion, while 2025 net income guidance is $11.2 billion to $12.5 billion. For shareholders, strong operating measures are offset by large one-time charges and lower full-year GAAP profit.
Q4 2024 net loss attributable to stockholders of $3.0 billion; EPS-diluted was $(1.64) versus $1.59 a year earlier
Q4 2024 revenue rose 11.0% to $47.7 billion; EBIT-adjusted rose 42.8% to $2.5 billion
Full-year 2024 net income fell 40.7% to $6.0 billion; EBIT-adjusted rose 20.9% to $14.9 billion
2025 guidance: net income attributable to stockholders of $11.2 billion to $12.5 billion; EPS-diluted-adjusted of $11.00 to $12.00
JetBlue reported a fourth-quarter 2024 net loss of $44 million, or $(0.13) per share, compared with a $104 million loss a year earlier, while operating revenue fell 2.1% to $2.3 billion. For full-year 2024, the net loss widened to $795 million from $310 million, and the company expects to reach a positive operating margin in 2025, with full-year adjusted operating margin guidance of 0.0% to 1.0%.
Q4 2024 net loss of $44 million, or $(0.13) per share, versus a $104 million loss, or $(0.31) per share, in Q4 2023
Q4 2024 operating revenue of $2.3 billion, down 2.1% year over year; operating margin of 0.7%
Full-year 2024 net loss of $795 million, or $(2.30) per share, versus $310 million, or $(0.93) per share, in 2023
2025 outlook: full-year revenue per available seat mile (RASM) up 3.0% to 6.0%; first-quarter 2025 RASM down 0.5% to up 3.5%
Kimberly-Clark reported fourth-quarter 2024 net sales of $4.9 billion, down 0.8% from a year earlier, and diluted EPS of $1.34 versus $1.50, with adjusted EPS down 0.7% to $1.50. For full-year 2024, net sales fell 1.8% to $20.1 billion, but diluted EPS rose to $7.55 from $5.21 and adjusted EPS rose 11.1% to $7.30. The company expects 2025 adjusted operating profit and adjusted EPS to grow at high single-digit and mid-to-high single-digit rates on a constant-currency basis, with currency translation a headwind.
Q4 2024 net sales were $4.9 billion, down 0.8%, with organic sales up 2.3%
Q4 2024 operating profit was $548 million versus $670 million a year earlier, including $136 million of transformation and other charges
Full-year 2024 diluted EPS was $7.55 versus $5.21; adjusted EPS was $7.30 versus $6.57
2025 outlook: currency translation expected to reduce EPS by approximately 350-400 basis points
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Briefs marked “Written later” were written in November 2026 for filings that were by then more than three weeks old, so months before mid-October 2026 hold a selection: every material 8-K of the past year for the 100 largest companies we cover and the last 15 important 8-Ks of every other one. Briefs the number check holds back are not shown or counted. Also: the last 45 days, briefs by company, A–Z and the live SEC filings wire.