1,086 material Form 8-K filings that 883 companies we cover made with the SEC in July 2025, each read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). All of them were written later, when past filings were added: a selection, not every 8-K of the month (see the note below).
Ellington Financial Inc. (NYSE: EFC) said it estimates net income of $0.43 to $0.47 per share for the quarter ended June 30, 2025, and expects that to be higher than the prior quarter. The company also estimates book value per share of $13.47 to $13.51 as of June 30, 2025. The figures are preliminary, unaudited, and may change materially before final results are released on August 7, 2025.
Estimated Q2 2025 net income per share: $0.43 to $0.47, a sequential increase from Q1 2025
Estimated book value per share at June 30, 2025: $13.47 to $13.51, including $0.39 per share in dividends declared during the quarter
Company also expects Adjusted Distributable Earnings to rise from Q1 2025
Final Q2 2025 results are scheduled for release on August 7, 2025; PricewaterhouseCoopers has not reviewed the preliminary figures
Wintrust Financial reported record net income of $195.5 million, or $2.78 per diluted share, for the second quarter of 2025, up from $189.0 million, or $2.69 per share, in the first quarter. Net interest income rose to $546.7 million, while the net interest margin eased two basis points to 3.52%. Management said it expects net interest income to rise further in the third quarter.
Second-quarter net income was $195.5 million, or $2.78 per diluted share, versus $189.0 million, or $2.69, in the first quarter of 2025.
Net income for the first six months of 2025 was $384.6 million, or $5.47 per diluted share, compared with $339.7 million, or $5.21, a year earlier.
Net interest income was $546.7 million, up from $526.5 million in the first quarter, while the net interest margin was 3.52%, down from 3.54%.
Provision for credit losses was $22.2 million, down from $24.0 million in the first quarter of 2025.
RLI Corp. reported second quarter 2025 GAAP net earnings of $124.3 million ($1.34 per share), up from $82.0 million ($0.89 per share) a year earlier. Operating earnings fell slightly to $78.1 million ($0.84 per share) from $79.3 million ($0.86 per share), and underwriting income declined to $62.2 million on an 84.5 combined ratio, versus $70.0 million on an 81.5 combined ratio in 2024.
Q2 2025 net earnings $124.3 million ($1.34 per share) vs. $82.0 million ($0.89) in Q2 2024
Q2 2025 operating earnings $78.1 million ($0.84 per share) vs. $79.3 million ($0.86) in Q2 2024
Underwriting income $62.2 million on an 84.5 combined ratio, vs. $70.0 million on an 81.5 combined ratio in Q2 2024
Net investment income rose 16% to $39.4 million; book value per share was $18.89 at June 30, 2025
Medpace reported second-quarter 2025 revenue of $603.3 million, up 14.2% from a year earlier, and GAAP diluted earnings of $3.10 per share, up from $2.75. Net income margin fell to 15.0% from 16.7%, and backlog declined 1.8% to $2,873.6 million, while the company repurchased $518.5 million of its stock in the quarter and issued full-year 2025 guidance.
Q2 2025 revenue $603.3 million, up 14.2% from $528.1 million; GAAP net income $90.3 million, or $3.10 per diluted share, vs. $2.75 a year earlier
Full-year 2025 guidance: revenue $2.420 billion to $2.520 billion; GAAP net income $405.0 million to $428.0 million; diluted EPS $13.76 to $14.53
Q2 share repurchases of 1,754,264 shares for $518.5 million; $826.3 million remained under the program as of June 30, 2025
Amendment No. 9 to the PNC Bank unsecured credit facility, dated July 17, 2025, sets line-of-credit borrowing of up to $10 million
Alexandria Real Estate Equities reported a second-quarter 2025 net loss attributable to common stockholders of $109.6 million, or $(0.64) per diluted share, compared with net income of $42.9 million, or $0.25 per share, a year earlier. The company lowered its 2025 projected earnings per share to $0.40 to $0.60 from $1.36 to $1.56 as of April 28, 2025, which reduces expected earnings for shareholders.
2Q25 net loss attributable to common stockholders of $109.6 million, or $(0.64) per diluted share, versus net income of $42.9 million, or $0.25 per share, in 2Q24
2Q25 total revenues of $762.0 million, down from $766.7 million in 2Q24
2Q25 FFO per diluted share, as adjusted, of $2.33, compared with $2.36 in 2Q24
2025 projected EPS lowered to $0.40 to $0.60 from $1.36 to $1.56 as of April 28, 2025; 2Q25 included a $129.6 million impairment of real estate
Calix reported unaudited second-quarter 2025 revenue of $241.9 million, up 10% from the prior quarter and 22% from a year earlier, above its prior guidance of $221.0 million to $227.0 million. GAAP results showed a net loss of $0.2 million, while non-GAAP net income per diluted share was $0.33, above the $0.18 to $0.24 guidance range. For shareholders, the filing also gives third-quarter 2025 guidance of $243 million to $249 million in revenue and non-GAAP net income per diluted share of $0.31 to $0.37.
Q2 2025 revenue was $241.9 million, versus prior non-GAAP guidance of $221.0 million to $227.0 million
GAAP net loss was $0.2 million, or $0.00 per diluted share; non-GAAP net income per diluted share was $0.33
Q3 2025 guidance: revenue $243 million to $249 million; non-GAAP net income per diluted share $0.31 to $0.37
Company repurchased 1.0 million shares in Q2 and ended the quarter with $299.0 million in cash and investments
W. R. Berkley reported second quarter 2025 results on July 21, 2025, with net income to common stockholders of $401.3 million and diluted earnings of $1.00 per share, up from $371.9 million and $0.92 a year earlier. Net premiums written reached a record $3.4 billion, and the company said it returned $223.8 million to shareholders through dividends in the quarter.
Net income to common stockholders was $401.3 million, versus $371.9 million in the second quarter of 2024.
Operating income was $420.5 million, or $1.05 per diluted share, versus $1.02 a year earlier.
The consolidated GAAP combined ratio was 91.6%, compared with 91.1% in the second quarter of 2024; current accident year catastrophe losses were $99.2 million.
Total revenues were $3.67 billion, up from $3.31 billion a year earlier.
AGNC Investment Corp. reported a second-quarter 2025 net loss of $(0.17) per common share, compared with $0.02 in the first quarter, and a comprehensive loss of $(0.13) per share after other comprehensive income. Tangible net book value fell to $7.81 per share from $8.25 at March 31, producing an economic return of -1.0% on tangible common equity, which shareholders absorb through lower book value even though the $0.36 quarterly dividend was maintained.
Net loss per common share of $(0.17) for Q2 2025, versus $0.02 per share for Q1 2025
Tangible net book value per share of $7.81 at June 30, 2025, down 5.3% from $8.25 at March 31, 2025
Net spread and dollar roll income of $0.38 per share, down from $0.44 in the prior quarter
Dividends declared of $0.36 per share for the quarter; the company raised $799 million net through at-the-market offerings by issuing 92.6 million shares
Zions Bancorporation reported second-quarter 2025 net earnings of $243 million, or $1.63 per diluted share, up from $190 million and $1.28 a year earlier. Net interest income rose 9% to $648 million and the net interest margin widened to 3.17%, while classified loans were $2.7 billion, up from $1.3 billion a year earlier but down from $2.9 billion in the first quarter.
Net earnings $243 million and diluted EPS $1.63, compared with $190 million and $1.28 in 2Q24
Net interest margin 3.17%, compared with 2.98%; net interest income $648 million, up 9%
Classified loans $2.7 billion, or 4.43% of loans and leases, compared with $1.3 billion, or 2.16%, in 2Q24
Common dividend $0.43 per share; estimated CET1 capital ratio 11.0%, compared with 10.6%
Agilysys reported record fiscal 2026 first-quarter revenue of $76.7 million, up 20.7% from a year earlier, with subscription revenue up 44.3%. The company raised its full-year subscription revenue growth guidance to 27% from 25%, while keeping total revenue guidance at $308 million to $312 million, but GAAP net income fell to $4.9 million from $14.1 million.
Total net revenue rose to $76.7 million from $63.5 million in the year-earlier quarter.
GAAP net income was $4.9 million, or $0.17 per diluted share, versus $14.1 million, or $0.50 per diluted share, a year earlier.
Adjusted diluted EPS (non-GAAP) was $0.33 versus $0.30; free cash flow (non-GAAP) was negative $5.0 million versus $0.2 million.
Full-year fiscal 2026 subscription revenue growth guidance was raised to 27% from 25%; total revenue guidance of $308 million to $312 million was unchanged.
ServisFirst Bancshares reported second-quarter 2025 diluted earnings per share of $1.12, down from $1.16 in the first quarter but up from $0.95 in the second quarter of 2024. Results include an $8.6 million loss on the sale of securities; excluding that loss and a $2.3 million legal reserve reversal, adjusted diluted EPS was $1.21.
Diluted EPS of $1.12 in Q2 2025, down 3.4% from $1.16 in Q1 2025 and up 17.9% from $0.95 in Q2 2024.
Net income of $61.4 million, compared with $63.2 million in Q1 2025 and $52.1 million in Q2 2024.
Net interest margin rose to 3.10% from 2.92% in Q1 2025; total deposits fell $566.7 million from Q1 to $13.86 billion.
Adjusted diluted EPS of $1.21 excludes an $8.6 million securities sale loss and a $2.3 million legal accrual reversal.
TrustCo Bank Corp NY reported second quarter 2025 net income of $15.0 million, or $0.79 per diluted share, up from $12.6 million, or $0.66 per diluted share, in the second quarter of 2024. Net interest income rose 10.5% to $41.7 million, and the net interest margin widened to 2.71% from 2.53%, so both the core lending income and per-share profit measures improved year over year.
Net income of $15.0 million, or $0.79 diluted EPS, for Q2 2025, versus $12.6 million, or $0.66, for Q2 2024
Net interest income of $41.7 million, up 10.5% from $37.8 million; net interest margin of 2.71%, up 18 basis points
Book value per share of $36.75 at June 30, 2025, up from $34.46 a year earlier; 169 thousand shares repurchased in Q2 2025
Conference call scheduled for 9:00 a.m. Eastern Time on July 22, 2025
Bruker Corporation said preliminary second quarter 2025 revenue was $795-$798 million, roughly flat year-over-year, while non-GAAP organic revenue fell about 7%. Non-GAAP EPS is expected at $0.32-$0.34, a decline of about $0.19 per share that includes a $0.06 foreign currency headwind. The figures are unaudited and subject to quarter-end closing, and the company will report final results on August 4, 2025.
Preliminary Q2 2025 revenue of $795-$798 million, approximately flat reported year-over-year
Non-GAAP organic revenue declined about 7%; constant-exchange rate revenue declined about 3%
Non-GAAP EPS expected at $0.32-$0.34, about $0.19 per share lower year-over-year, including a $0.06 foreign currency headwind
Final results and earnings call scheduled for August 4, 2025, with the call at 8:30 a.m. EDT
Amneal Pharmaceuticals released unaudited preliminary second-quarter 2025 results, with net revenue of $720 million to $730 million and adjusted EBITDA of $180 million to $185 million, both up versus the same period in 2024. The company said it expects to meet or exceed its full-year 2025 guidance, and the figures may change before the final results due August 5, 2025. Separately, director Emily Peterson Alva resigned from the Board and its Audit Committee, effective immediately, which the company said was not due to any disagreement.
Net revenue of $720 million to $730 million, up about 3% from the same period in 2024
Adjusted EBITDA of $180 million to $185 million, up about 13%; income before income taxes of $45 million to $56 million versus $20 million a year earlier
Gross leverage fell to 3.8x and net leverage to 3.7x as of June 30, 2025, from 4.1x and 3.9x at December 31, 2024
Emily Peterson Alva, an Amneal Group designee, resigned from the Board on July 16, 2025; the Amneal Group's board designation right was reduced from six to five
Cleveland-Cliffs reported second-quarter 2025 revenue of $4.9 billion, up from $4.6 billion in the first quarter, but posted a GAAP net loss of $470 million that included $323 million of non-recurring charges tied to idled facilities. Adjusted EBITDA swung to $97 million from a loss of $174 million in the first quarter, and the company updated several full-year 2025 expectations.
Revenue of $4.9 billion for Q2 2025, compared with $4.6 billion in Q1 2025 and $5.1 billion in Q2 2024.
GAAP net loss of $470 million; adjusted net loss of $247 million, or $0.50 per diluted share.
Adjusted EBITDA of $97 million, versus a $174 million loss in Q1 2025.
Full-year 2025 outlook: capital expenditures cut to about $600 million from $625 million; depreciation, depletion and amortization raised to about $1.2 billion from about $1.1 billion.
Domino's Pizza reported second-quarter 2025 results for the quarter ended June 15, 2025. Total revenues rose 4.3% to $1,145.1 million and income from operations rose 14.8% to $225.0 million, but net income fell 7.7% to $131.1 million and diluted EPS fell 5.5% to $3.81, mainly due to a $27.4 million unfavorable swing in investment results tied to DPC Dash and a higher effective tax rate. For shareholders, operating growth was offset below the operating line, and the company repurchased $150.0 million of stock in the quarter.
Total revenues of $1,145.1 million, up 4.3% from $1,097.7 million a year earlier
Income from operations of $225.0 million, up 14.8%; net income of $131.1 million, down 7.7%
Diluted EPS of $3.81 versus $4.03 in the second quarter of 2024; effective tax rate rose to 22.1% from 15.0%
Board declared a $1.74 per share quarterly dividend on July 15, 2025, payable September 30, 2025 to holders of record on September 15, 2025
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Briefs marked “Written later” were written in November 2026 for filings that were by then more than three weeks old, so months before mid-October 2026 hold a selection: every material 8-K of the past year for the 100 largest companies we cover and the last 15 important 8-Ks of every other one. Briefs the number check holds back are not shown or counted. Also: the last 45 days, briefs by company, A–Z and the live SEC filings wire.