1,916 material Form 8-K filings that 1,609 companies we cover made with the SEC in July 2026, each read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). All of them were written later, when past filings were added: a selection, not every 8-K of the month (see the note below).
First Financial Bankshares reported second quarter 2026 net income of $71.89 million, or $0.50 per diluted share, up from $66.66 million, or $0.47 per share, a year earlier and roughly flat with $71.54 million in the first quarter. Net interest margin rose to 3.90 percent from 3.81 percent a year earlier, while noninterest expense rose to $81.11 million from $71.74 million and the efficiency ratio worsened to 45.94 percent from 44.97 percent.
Net income of $71.89 million and diluted EPS of $0.50 for Q2 2026, versus $66.66 million and $0.47 for Q2 2025.
Net interest income of $136.91 million, with net interest margin of 3.90 percent versus 3.81 percent a year earlier.
Noninterest expense of $81.11 million, up from $71.74 million a year earlier; efficiency ratio of 45.94 percent versus 44.97 percent.
Total assets of $15.31 billion at June 30, 2026, and shareholders' equity of $2.00 billion, with the allowance for credit losses at 1.35 percent of loans.
Ames National reported second-quarter 2026 net income of $5.9 million, or $0.67 per share, up from $4.5 million, or $0.51 per share, a year earlier. The company said higher net interest income, driven by higher yields and a lower cost of funds, was the main reason for the increase. Substandard loans rose to $50.7 million from $23.5 million a year earlier, which shareholders may want to monitor.
Q2 2026 net income was $5.9 million, or $0.67 per share, versus $4.5 million, or $0.51 per share, in Q2 2025.
Six-month net income was $11.9 million, or $1.34 per share, versus $8.0 million, or $0.89 per share, a year earlier.
Net interest margin was 3.18% for Q2 2026, compared with 2.65% a year earlier; net interest income was $16.4 million, up 21.7%.
Substandard loans were $50.7 million as of June 30, 2026, compared with $23.5 million as of June 30, 2025.
WaFd, Inc. reported net income of $66 million, or $0.84 per diluted share, for the quarter ended June 30, 2026, up from $0.82 in the March quarter and $0.73 a year earlier. Net interest income rose to $181 million, and the company said its efficiency ratio fell to 53.69% from 55.66%, partly helped by a $3.2 million gain on the sale of a branch property. Shareholders also received a $0.27 quarterly dividend and the company repurchased 4.7 million shares in the first two quarters of fiscal 2026, per the CEO's statement.
Net income was $66.1 million for the quarter, up 1% from $65.5 million in the March 2026 quarter and up 7% from $62.0 million a year earlier.
Diluted EPS was $0.84, up 15% year over year from $0.73 and up from $0.82 in the prior quarter.
Net interest income was $181 million, compared with $178 million in the prior quarter; net interest margin was 2.81%, unchanged.
Provision for credit losses rose to $11.0 million from $4.0 million in the prior quarter, and non-performing assets were 0.49% of total assets.
F.N.B. Corporation reported second quarter 2026 net income of $148.7 million, or $0.42 per diluted share, up from $130.7 million, or $0.36, a year earlier. The company said revenue reached a record $462.7 million, and it repurchased $47 million of common stock during the quarter.
Net income was $148.7 million, or $0.42 per diluted share, versus $130.7 million, or $0.36, in Q2 2025 and $137.0 million, or $0.38, in Q1 2026.
Average loans and leases totaled $35.5 billion, up 2.9% from a year earlier, and average deposits totaled $38.7 billion, up 4.1%.
Provision for credit losses was $21.4 million, compared with $25.6 million in Q2 2025; net charge-offs were $17.0 million.
The company repurchased $47 million, or 2.7 million shares, of common stock at a weighted average price of $17.46.
South Plains Financial reported second-quarter 2026 net income of $19.0 million, or $0.96 per diluted share, up from $14.5 million and $0.85 in the first quarter and from $14.6 million and $0.86 a year earlier. The results include the Bank of Houston acquisition, completed April 1, 2026, and the company also said CEO Curtis Griffith plans to retire at year-end, with President Cory Newsom expected to lead the company.
Net income was $19.0 million for Q2 2026, versus $14.5 million in Q1 2026 and $14.6 million in Q2 2025.
Diluted EPS was $0.96, versus $0.85 in Q1 2026 and $0.86 in Q2 2025; net interest margin was 4.00%, down from 4.04% in Q1 2026.
The Bank of Houston merger closed effective April 1, 2026, and total deposits reached $4.64 billion at June 30, 2026.
The board declared a quarterly cash dividend of $0.18 per share, payable August 10, 2026 to holders of record on July 27, 2026.
Travelers reported second-quarter 2026 net income of $2.208 billion, or $10.26 per diluted share, up from $1.509 billion, or $6.53 per share, a year earlier. Core income was $2.160 billion, or $10.04 per diluted share, and the combined ratio improved to 83.6% from 90.3%, mainly because catastrophe losses fell to $518 million pre-tax from $927 million. For shareholders, the results also reflected $1.311 billion of share repurchases and a regular quarterly dividend of $1.25 per share.
Net income of $2.208 billion ($10.26 per diluted share) vs. $1.509 billion ($6.53) in Q2 2025; core income of $2.160 billion ($10.04 per share)
Total revenues of $12.153 billion vs. $12.116 billion; net written premiums of $11.529 billion, flat year over year
Catastrophe losses of $518 million pre-tax vs. $927 million; net favorable prior year reserve development of $578 million pre-tax
Repurchased $1.311 billion of shares in the quarter; quarterly dividend of $1.25 per share payable September 30, 2026
Truist reported second quarter 2026 results that improved on both the prior quarter and the same quarter last year. Net income available to common shareholders was $1.5 billion, or $1.23 per diluted share, compared with $0.90 a year earlier. The company also returned $1.8 billion to shareholders through dividends and share repurchases, including $1.2 billion of repurchased common shares.
Diluted EPS of $1.23, up from $1.09 in the first quarter of 2026 and $0.90 in the second quarter of 2025
Total revenue on a taxable-equivalent basis was $5.31 billion, up 5.5% from the second quarter of 2025 and up 2.2% from the first quarter of 2026
Noninterest expense was $3.06 billion, up 2.4% from the first quarter of 2026
Provision for credit losses fell to $395 million from $479 million in the first quarter of 2026; CET1 ratio was 10.9%
Fifth Third reported second-quarter 2026 net income available to common shareholders of $763 million, or $0.83 per diluted share, up from $128 million ($0.15) in the first quarter but down 6% per share from $0.88 a year earlier. Results include $0.19 per share of items, mainly $155 million after-tax in merger-related charges tied to the Comerica acquisition, and the company did not repurchase shares in the first half of 2026.
Diluted EPS of $0.83 compares with $0.15 in the prior quarter and $0.88 in the year-ago quarter; excluding $0.19 of certain items, adjusted EPS was $1.02.
Net interest income rose 48% year over year to $2.220 billion, reflecting a full quarter of Comerica.
Net charge-off ratio improved to 0.30%, the lowest level since the second quarter of 2023.
CET1 capital ratio was 9.93%, and there was no share repurchase activity in the first half of 2026.
Autoliv reported second-quarter 2026 net sales of $2,803 million, up 3.3%, with organic growth of 1.0%. Reported diluted EPS fell 38% to $1.35 and operating income fell 22% to $192 million, mainly due to capacity alignment costs tied to the discontinuation of its Türkiye manufacturing. Adjusted diluted EPS rose 10% to $2.43, and the company reiterated its full-year 2026 guidance.
Q2 2026 net sales were $2,803 million, up 3.3%, with organic sales growth of 1.0% against a global LVP decrease of 0.3%.
Diluted EPS was $1.35, down 38% from $2.16; adjusted diluted EPS was $2.43, up 10% from $2.21.
Operating income fell to $192 million from $247 million, reflecting about $66 million in capacity alignment costs tied to Türkiye restructuring.
Full-year 2026 guidance was reiterated, including around 10.5-11% adjusted operating margin and around $1.2 billion operating cash flow.
Regions Financial reported second quarter 2026 net income available to common shareholders of $549 million, or $0.64 per diluted share, up from $0.62 in the first quarter and up 8% from the year-earlier quarter. Adjusted diluted EPS, a non-GAAP measure, was $0.68, and total revenue rose 1.8% from the first quarter but was up only 0.1% from a year earlier. The Board also declared a quarterly common dividend of $0.30 per share, a 13% increase over the prior quarter.
Net income available to common shareholders was $549 million, versus $539 million in 1Q26; diluted EPS was $0.64, versus $0.62.
Adjusted diluted EPS was $0.68 (non-GAAP), up 13% from 2Q25; a $40 million securities repositioning loss weighed on reported non-interest income.
Net charge-offs fell to 0.42% of average loans from 0.54% in 1Q26, and the efficiency ratio rose to 58.3% from 56.6%.
The Board declared a $0.30 per share quarterly common dividend, a 13% increase over the prior quarter; the results webcast is set for 10 a.m. ET on July 17, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Briefs marked “Written later” were written in November 2026 for filings that were by then more than three weeks old, so months before mid-October 2026 hold a selection: every material 8-K of the past year for the 100 largest companies we cover and the last 15 important 8-Ks of every other one. Briefs the number check holds back are not shown or counted. Also: the last 45 days, briefs by company, A–Z and the live SEC filings wire.