First Financial Bankshares Q2 net income $71.89 million, up from $66.66 million
First Financial Bankshares reported second quarter 2026 net income of $71.89 million, or $0.50 per diluted share, up from $66.66 million, or $0.47 per share, a year earlier and roughly flat with $71.54 million in the first quarter. Net interest margin rose to 3.90 percent from 3.81 percent a year earlier, while noninterest expense rose to $81.11 million from $71.74 million and the efficiency ratio worsened to 45.94 percent from 44.97 percent.
Key points
- Net income of $71.89 million and diluted EPS of $0.50 for Q2 2026, versus $66.66 million and $0.47 for Q2 2025.
- Net interest income of $136.91 million, with net interest margin of 3.90 percent versus 3.81 percent a year earlier.
- Noninterest expense of $81.11 million, up from $71.74 million a year earlier; efficiency ratio of 45.94 percent versus 44.97 percent.
- Total assets of $15.31 billion at June 30, 2026, and shareholders' equity of $2.00 billion, with the allowance for credit losses at 1.35 percent of loans.
The filing
Written by AI on Nov 8, 2026, 12:59 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 17, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.