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AI brief of an SEC Form 8-K · First Financial Bankshares (FFIN)

First Financial Bankshares Q4 net income reaches record $73.31 million

Positive Impact 3 of 5 earnings Written later

First Financial Bankshares reported fourth-quarter 2025 net income of $73.31 million, or $0.51 per diluted share, up from $62.32 million, or $0.43 per diluted share, a year earlier. For full-year 2025, net income rose 13.45% to $253.58 million, or $1.77 per diluted share, and the company said deposits grew strongly during the quarter.

Key points

  • Q4 2025 net income was $73.31 million, up from $62.32 million in Q4 2024 and $52.27 million in Q3 2025.
  • Q4 2025 diluted EPS was $0.51, compared with $0.43 in Q4 2024 and $0.36 in Q3 2025.
  • Full-year 2025 net income was $253.58 million, or $1.77 per diluted share, versus $223.51 million, or $1.56, in 2024.
  • Net interest margin (tax equivalent) was 3.81% in Q4 2025, compared with 3.67% in Q4 2024.

The filing

CompanyFirst Financial Bankshares (FFIN)
Form8-K, current report
Filed with the SECJan 23, 2026, 5:04 PM ET
Accession number0001193125-26-021241

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:00 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 23, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.