First Financial Bankshares Q3 2026 net income rises to $74.31 million
First Financial Bankshares reported third-quarter 2026 net income of $74.31 million, up from $52.27 million a year earlier and $71.89 million in the second quarter, with diluted EPS of $0.52 versus $0.36 a year earlier. Shareholders' equity fell to $1.83 billion at September 30, 2026, from $2.00 billion at June 30, 2026, due to a larger unrealized securities loss, so the earnings gain came with a lower equity base for shareholders.
Key points
- Net income of $74.31 million for Q3 2026, versus $52.27 million in Q3 2025 and $71.89 million in Q2 2026
- Diluted EPS of $0.52, versus $0.36 in Q3 2025 and $0.50 in Q2 2026
- Net interest margin (tax equivalent) of 3.91%, versus 3.80% in Q3 2025 and 3.90% in Q2 2026
- Shareholders' equity of $1.83 billion at September 30, 2026, down from $2.00 billion at June 30, 2026, mainly due to a $209.89 million increase in the unrealized securities loss, net of tax
The filing
Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:00 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 16, 2026.
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.