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AI brief of an SEC Form 8-K · First Financial Bankshares (FFIN)

First Financial Bankshares Q1 2026 net income rises 16.6% to $71.54 million

Positive Impact 3 of 5 earnings Written later

In an 8-K furnishing its April 16, 2026 earnings release under Item 2.02, First Financial Bankshares reported first-quarter 2026 net income of $71.54 million, up from $61.35 million a year earlier but down slightly from $73.31 million in the fourth quarter of 2025. Basic and diluted earnings per share were $0.50, compared with $0.43 a year earlier and $0.51 in the prior quarter, so shareholders saw higher year-over-year profit but a small sequential decline.

Key points

  • Net income was $71.54 million for Q1 2026, versus $61.35 million for Q1 2025 and $73.31 million for Q4 2025.
  • Diluted EPS was $0.50, versus $0.43 for Q1 2025 and $0.51 for Q4 2025.
  • Net interest margin (tax equivalent) rose to 3.86 percent from 3.74 percent a year earlier; noninterest expense was $76.77 million, up from $70.34 million.
  • Total assets were $15.39 billion at March 31, 2026; CEO David Bailey cited an uncertain macro environment, including the ongoing Iran conflict.

The filing

CompanyFirst Financial Bankshares (FFIN)
Form8-K, current report
Filed with the SECApr 17, 2026, 4:59 PM ET
Accession number0001193125-26-161740

Items reported: 2.01 Acquisition or Disposition Completed

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:00 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on April 17, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.