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AI brief of an SEC Form 8-K · Ameris Bancorp (ABCB)

Ameris Bancorp Q4 net income rises to $94.4 million, or $1.37 per diluted share

Positive Impact 3 of 5 earnings Written later

Ameris Bancorp reported fourth-quarter 2024 net income of $94.4 million, or $1.37 per diluted share, up from $65.9 million, or $0.96 per diluted share, a year earlier. Full-year 2024 net income was $358.7 million, or $5.19 per diluted share, compared with $269.1 million, or $3.89 per diluted share, in 2023. The company also raised its quarterly cash dividend to $0.20 per share from $0.15.

Key points

  • Q4 2024 adjusted net income was $95.1 million, or $1.38 per diluted share, compared with $73.6 million, or $1.07, in Q4 2023
  • Full-year 2024 net income of $358.7 million compared with $269.1 million in 2023
  • Quarterly dividend increased by $0.05, or 33.3%, to $0.20 per common share
  • Q4 net interest margin was 3.64%, up 13 basis points from 3.51% in Q3 2024; no shares were repurchased in Q4

The filing

CompanyAmeris Bancorp (ABCB)
Form8-K, current report
Filed with the SECJan 30, 2025, 4:22 PM ET
Accession number0000351569-25-000002

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:05 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 30, 2025.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.