Ameris Q3 net income rises to $106.0 million, or $1.54 per diluted share
Ameris Bancorp reported unaudited third-quarter 2025 net income of $106.0 million, or $1.54 per diluted share, up from $99.2 million, or $1.44 per diluted share, a year earlier. Net interest income and noninterest income both rose from the second quarter, while the provision for credit losses increased to $22.6 million from $2.8 million. The board also authorized repurchases of up to $200 million of common stock through October 31, 2026, with timing and amount dependent on several factors.
Key points
- Net income of $106.0 million, or $1.54 per diluted share, versus $99.2 million, or $1.44, in Q3 2024
- Net interest margin of 3.80%, up from 3.51% in Q3 2024
- Provision for credit losses of $22.6 million, versus $2.8 million in Q2 2025
- Board authorized repurchases of up to $200 million of common stock through October 31, 2026
The filing
Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:05 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 27, 2025.
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.