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Ameris Bancorp (ABCB)

NYSE Financials Regional Banks S&P SmallCap 600
$81.79
+0.11 (+0.13%)
Close of Nov 06, 2026 · end-of-day data
Source: Ameris Bancorp's 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 06, 2026

Revenue, net income & free cash flow

Income statement

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Interest expense$19.69M$34.22M$69.93M$131.23M$88.75M$47.78M$92.86M$445.39M——
Pre-tax income$105.25M$124.28M$151.49M$211.58M$340.24M$496.11M$453.10M$356.94M$475.86M$533.76M
Income tax$33.15M$50.73M$30.46M$50.14M$78.26M$119.20M$106.56M$87.83M$117.17M$121.61M
Net income$72.10M$73.55M$121.03M$161.44M$261.99M$376.91M$346.54M$269.11M$358.69M$412.15M
EPS (basic)$2.10$2.00$2.81$2.76$3.78$5.43$5.01$3.90$5.21$6.02
EPS (diluted)$2.08$1.98$2.80$2.75$3.77$5.40$4.99$3.89$5.19$6.00
Diluted shares34.70M37.14M43.25M58.61M69.43M69.76M69.42M69.10M69.06M68.71M

Balance sheet

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$198.38M$330.66M$679.53M$621.85M$2.12B$4.06B$1.12B$1.17B$1.22B$1.09B
Goodwill$125.53M$125.53M$503.43M$931.64M$928.00M$1.01B$1.02B$1.02B$1.02B$1.02B
Total assets$6.89B$7.86B$11.44B$18.24B$20.44B$23.86B$25.05B$25.20B$26.26B$27.52B
Total liabilities$6.25B$7.05B$9.99B$15.77B$17.79B$20.89B$21.86B$21.78B$22.51B$23.44B
Shareholders' equity$646.44M$804.48M$1.46B$2.47B$2.65B$2.97B$3.20B$3.43B$3.75B$4.08B

Cash flow

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow-$69.77M-$62.56M-$108.80M-$940.21M$798.40M$9.14M$1.06B$568.96M$154.19M$390.18M
Capital expenditures$10.98M$3.76M$10.01M$11.58M$18.12M$25.45M$13.57M$17.53M$13.48M$20.54M
Free cash flow-$80.74M-$66.32M-$118.81M-$951.79M$780.28M-$16.31M$1.05B$551.43M$140.72M$369.64M
Investing cash flow-$802.87M-$666.91M-$53.31M-$487.09M-$1.20B-$420.98M-$4.87B-$338.19M-$846.68M-$1.30B
Financing cash flow$680.45M$861.74M$510.99M$1.37B$1.90B$2.36B$865.53M-$181.59M$745.56M$781.16M
Dividends paid$8.58M$14.65M$16.41M$24.68M$41.69M$41.80M$41.61M$41.65M$41.46M$55.25M
Stock-based compensation$2.26M$3.32M$6.24M$3.42M$3.81M$7.95M$6.71M$9.95M$13.44M$12.69M
Depreciation & amortization$9.52M$9.20M$10.01M$13.12M$15.76M$17.23M$40.99M$34.57M$36.80M$29.66M

Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.