Every material Form 8-K Ameris Bancorp filed with the SEC in 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Ameris Bancorp reported third-quarter 2026 net income of $116.1 million, or $1.73 per diluted share, up from $106.0 million, or $1.54 per diluted share, a year earlier, and up sharply from $51.4 million in the second quarter, which included a $80.8 million litigation expense accrual. Year-to-date net income was $278.0 million, or $4.13 per diluted share, down from $303.8 million, or $4.41, in the same period of 2025. The board also authorized a $200.0 million share repurchase program running through October 31, 2027.
Q3 2026 net income $116.1 million, or $1.73 per diluted share, versus $106.0 million, or $1.54, in Q3 2025
Net interest margin 3.87%, a seven basis point improvement from Q3 2025; return on average assets 1.61%
Board authorized up to $200.0 million in share repurchases on October 16, 2026, through October 31, 2027
Earnings teleconference set for 9:00 a.m. Eastern time on October 23, 2026
Ameris Bancorp reported second-quarter 2026 net income of $51.4 million, or $0.77 per diluted share, down from $109.8 million, or $1.60, a year earlier. The decline reflects an $82.5 million litigation expense accrual tied to a California employment jury verdict. Excluding that accrual and a securities gain, adjusted net income was $107.3 million, or $1.60 per diluted share, compared with $1.59 a year earlier.
GAAP net income of $51.4 million, or $0.77 per diluted share, versus $109.8 million, or $1.60, in Q2 2025
Adjusted net income of $107.3 million, or $1.60 per diluted share, versus $109.4 million, or $1.59, in Q2 2025
Noninterest expense of $242.7 million included an $82.5 million litigation accrual tied to a California employment jury verdict
Net interest margin was 3.88%, unchanged from Q1 2026; loans grew $349.9 million in the quarter
Ameris Bancorp reported first-quarter 2026 net income of $110.5 million, or $1.63 per diluted share, up from $87.9 million, or $1.27 per diluted share, a year earlier. Net interest margin widened to 3.88% and the efficiency ratio improved to 49.97%, and the company repurchased $74.9 million of its common stock in the quarter. Net income also edged up from $108.4 million in the fourth quarter of 2025, although noninterest expense rose 9.8% from that quarter.
Net income of $110.5 million, or $1.63 per diluted share, for the quarter ended March 31, 2026, versus $87.9 million, or $1.27 per diluted share, a year earlier
Net interest margin of 3.88%, up 15 basis points from 3.73% in the first quarter of 2025
Efficiency ratio of 49.97%, compared with 52.83% in the first quarter of 2025; noninterest expense rose to $157.1 million from $143.1 million in the fourth quarter of 2025
Repurchased 950,400 shares for $74.9 million in the quarter; earnings call set for 9:00 a.m. Eastern on April 24, 2026
Ameris Bancorp said its Corporate Executive Vice President and Chief Strategy Officer, James A. LaHaise, will retire effective April 30, 2026, under a Retirement Agreement signed February 19, 2026. The filing says he will provide transition services for three months after retirement and that his SERP benefit depends on signing and not revoking an updated release.
James A. LaHaise, Chief Strategy Officer, retires effective April 30, 2026
Retirement Agreement and Release signed February 19, 2026; he will provide transition services for three months after the Retirement Date
Annual retirement benefit of $100,000 per year for ten years under the SERP, conditional on a valid updated release
Outstanding restricted share and performance unit awards retained or forfeited under the 2021 Omnibus Equity Incentive Plan terms, without modification
Ameris Bancorp reported unaudited fourth-quarter 2025 net income of $108.4 million, or $1.59 per diluted share, compared with $94.4 million, or $1.37 per diluted share, a year earlier. For full-year 2025, net income was $412.2 million, or $6.00 per diluted share, up from $358.7 million, or $5.19, in 2024, with net interest income growth cited as the main driver. The filing contains no earnings guidance.
Q4 2025 net income $108.4 million, $1.59 per diluted share, versus $94.4 million, $1.37 in Q4 2024
Full-year 2025 net income $412.2 million, $6.00 per diluted share, versus $358.7 million, $5.19 in 2024
Q4 2025 net interest margin (TE) 3.85%, up from 3.80% in Q3 2025 and 3.64% in Q4 2024
Q4 2025 noninterest income fell to $61.8 million from $76.3 million in Q3 2025; tangible book value per share $44.18 at December 31, 2025
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Ameris Bancorp filing is on SEC EDGAR ↗. 8-K briefs of other companies →