Every material Form 8-K Ameris Bancorp filed with the SEC in 2025, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Ameris Bancorp reported unaudited third-quarter 2025 net income of $106.0 million, or $1.54 per diluted share, up from $99.2 million, or $1.44 per diluted share, a year earlier. Net interest income and noninterest income both rose from the second quarter, while the provision for credit losses increased to $22.6 million from $2.8 million. The board also authorized repurchases of up to $200 million of common stock through October 31, 2026, with timing and amount dependent on several factors.
Net income of $106.0 million, or $1.54 per diluted share, versus $99.2 million, or $1.44, in Q3 2024
Net interest margin of 3.80%, up from 3.51% in Q3 2024
Provision for credit losses of $22.6 million, versus $2.8 million in Q2 2025
Board authorized repurchases of up to $200 million of common stock through October 31, 2026
Ameris Bancorp reported second-quarter 2025 net income of $109.8 million, or $1.60 per diluted share, up from $90.8 million, or $1.32 per diluted share, a year earlier. Quarterly profit also rose from $87.9 million in the first quarter, and tangible book value per share reached $41.32 at June 30, 2025, which shareholders can compare with the company's results for the year ahead.
Q2 2025 net income of $109.8 million, or $1.60 per diluted share, versus $90.8 million, or $1.32, in Q2 2024
Q1 2025 net income was $87.9 million, or $1.27 per diluted share
Tangible book value per share was $41.32 at June 30, 2025, up from $39.78 at March 31, 2025
Company will redeem $74 million of its 5.875% Fixed-To-Floating Rate Subordinated Notes due 2030 on September 1, 2025
Ameris Bancorp reported first-quarter 2025 net income of $87.9 million, or $1.27 per diluted share, up from $74.3 million, or $1.08 per diluted share, in the first quarter of 2024, but down from $94.4 million, or $1.37 per diluted share, in the fourth quarter of 2024. Net interest margin widened to 3.73%, while noninterest income fell to $64.0 million from $69.0 million in the prior quarter. Tangible book value per share rose $1.19 to $39.78, and the company repurchased 253,400 shares during the quarter.
Net income $87.9 million, or $1.27 diluted EPS, versus $74.3 million, or $1.08, in Q1 2024 and $94.4 million, or $1.37, in Q4 2024
Net interest margin of 3.73%, up 22 basis points from 3.51% in Q1 2024; net interest income (TE) of $222.8 million
Provision for credit losses of $21.9 million, compared with $12.8 million in Q4 2024; noninterest income of $64.0 million versus $69.0 million
Tangible book value per share of $39.78, up $1.19 in the quarter; 253,400 shares repurchased; earnings call set for 9:00 a.m. Eastern on April 29, 2025
Ameris Bancorp reported fourth-quarter 2024 net income of $94.4 million, or $1.37 per diluted share, up from $65.9 million, or $0.96 per diluted share, a year earlier. Full-year 2024 net income was $358.7 million, or $5.19 per diluted share, compared with $269.1 million, or $3.89 per diluted share, in 2023. The company also raised its quarterly cash dividend to $0.20 per share from $0.15.
Q4 2024 adjusted net income was $95.1 million, or $1.38 per diluted share, compared with $73.6 million, or $1.07, in Q4 2023
Full-year 2024 net income of $358.7 million compared with $269.1 million in 2023
Quarterly dividend increased by $0.05, or 33.3%, to $0.20 per common share
Q4 net interest margin was 3.64%, up 13 basis points from 3.51% in Q3 2024; no shares were repurchased in Q4
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Ameris Bancorp filing is on SEC EDGAR ↗. 8-K briefs of other companies →