Every material Form 8-K ACI Worldwide filed with the SEC in 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
ACI Worldwide reported third-quarter 2026 revenue of $427 million, down 12% from a year earlier, and net income of $33 million, compared with $91 million in Q3 2025. The company raised its full-year 2026 adjusted EBITDA guidance to $550 million to $565 million from $545 million to $560 million, while reiterating its revenue guidance of $1.895 billion to $1.925 billion. For shareholders, the guidance raise is offset by weaker third-quarter revenue and profit, with the company citing the timing of license renewals.
Q3 2026 revenue was $427 million, down 12% from Q3 2025; GAAP diluted EPS was $0.32 versus $0.88 a year earlier.
Full-year 2026 adjusted EBITDA guidance raised to $550 million to $565 million; revenue guidance of $1.895 billion to $1.925 billion reiterated.
Company repurchased 3.4 million shares year-to-date for $157 million; $299 million remains under the repurchase authorization.
Q3 2026 net adjusted EBITDA margin was 35%, down from 49% in Q3 2025, and the company agreed to acquire Cranium Ventures.
ACI Worldwide reported second-quarter 2026 revenue of $430 million, up 7% from a year earlier, and GAAP net income of $32 million, compared with $12 million in the second quarter of 2025. The company raised its full-year 2026 revenue and adjusted EBITDA guidance, though Biller segment profit and new ARR bookings declined.
Q2 2026 revenue was $430 million, up 7%; GAAP diluted EPS was $0.31 versus $0.12, and adjusted diluted EPS was $0.54, up 54%.
Full-year 2026 revenue guidance rose to $1.895 billion to $1.925 billion from $1.890 billion to $1.920 billion; adjusted EBITDA guidance rose to $545 million to $560 million from $540 million to $555 million.
Biller adjusted EBITDA fell 13% to $35 million, and net new ARR bookings fell 25% to $18 million in Q2 2026.
The company repurchased 2.5 million shares for $107 million year to date and has $349 million remaining on its buyback authorization.
ACI Worldwide reported first-quarter 2026 revenue of $426 million, up 8% from a year earlier, and raised its full-year 2026 revenue and adjusted EBITDA guidance. GAAP net income fell to $38 million from $59 million, but the prior-year figure included a $22 million after-tax gain on the sale of its Mindgate stake, so shareholders face a mix of higher operating results and lower reported profit.
Q1 2026 revenue was $426 million, up 8%; GAAP net income was $38 million versus $59 million in Q1 2025, which included a $22 million after-tax gain
Adjusted diluted EPS was $0.61, up 20%; GAAP diluted EPS was $0.37 versus $0.55 a year earlier
Full-year 2026 revenue guidance raised to $1.89 billion to $1.92 billion from $1.88 billion to $1.91 billion; adjusted EBITDA guidance raised to $540 million to $555 million from $530 million to $550 million
The company repurchased 1.5 million shares for $65 million in Q1 2026 and has $391 million remaining on its buyback authorization
ACI Worldwide reported full-year 2025 revenue of $1.76 billion, up 10%, and net income of $227 million, up 12%. It guided 2026 revenue to $1.88 billion to $1.91 billion, or 7% to 9% growth, and adjusted EBITDA to $530 million to $550 million. Fourth-quarter net income fell to $64.3 million from $98.6 million, and two directors resigned while Kimberly deBeers joined the board.
Full-year 2025 revenue was $1.76 billion, up 10%; net income was $227 million, up 12%; diluted EPS was $2.16 versus $1.91.
Fourth-quarter 2025 net income was $64.3 million versus $98.6 million a year earlier; diluted EPS was $0.62 versus $0.93.
2026 guidance: revenue of $1.88 billion to $1.91 billion and adjusted EBITDA of $530 million to $550 million, compared with $506 million in 2025.
Charles Peters and Janet Estep resigned from the board effective February 23, 2026; Kimberly deBeers was appointed as an independent director the same day.
ACI Worldwide said its Chief Technology Officer, Abe Kuruvilla, will leave the company, with employment ending January 15, 2026, under an agreement reached January 13, 2026. Kuruvilla will receive severance and medical continuation benefits under the company's existing policy, and JP Krishnamoorthy has taken over his responsibilities.
Chief Technology Officer Abe Kuruvilla's employment ends January 15, 2026
Kuruvilla is eligible for severance and medical continuation benefits under the existing severance policy
JP Krishnamoorthy, Chief Innovation and Technology Officer, assumed Kuruvilla's responsibilities on January 13, 2026
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every ACI Worldwide filing is on SEC EDGAR ↗. 8-K briefs of other companies →