Every material Form 8-K American Financial has filed with the SEC since May 02, 2024, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
AFG reported third-quarter 2026 net earnings of $282 million ($3.40 per share), up from $215 million ($2.58 per share) a year earlier, and declared a one-time special cash dividend of $3.50 per share. The dividend totals approximately $290 million and is payable November 25, 2026, to holders of record on November 16, 2026. The company said the August 2026 sale of Charleston Harbor Resort & Marina generated $126 million in pretax net investment income and contributed $1.21 per share of core net operating earnings in the quarter.
Net earnings $282 million ($3.40 per share) vs. $215 million ($2.58 per share) in Q3 2025
Core net operating earnings $329 million ($3.97 per share) vs. $224 million ($2.69 per share) in Q3 2025
Special dividend $3.50 per share, about $290 million in total, payable November 25, 2026
Specialty P&C combined ratio 93.8% vs. 93.0% a year earlier
American Financial Group reported second-quarter 2026 net earnings of $248 million ($2.99 per share), up from $174 million ($2.07 per share) a year earlier. Core net operating earnings, which exclude realized gains and losses and other non-core items, rose to $234 million ($2.82 per share) from $179 million ($2.14 per share), driven by higher underwriting profit and alternative investment returns.
Core net operating earnings were $234 million ($2.82 per share) versus $179 million ($2.14 per share) in Q2 2025.
Specialty P&C combined ratio improved to 91.5% from 93.1%, and underwriting profit rose to $144 million from $114 million.
Net written premiums grew 6% to $1,915 million; book value per share was $58.14 at June 30, 2026.
The Charleston Harbor Resort & Marina sale is expected to close in Q3 2026, with a pretax core operating gain of approximately $125 million expected.
American Financial Group reported first quarter 2026 net earnings of $191 million, or $2.29 per share, up from $154 million, or $1.84 per share, a year earlier. Core net operating earnings rose to $206 million, or $2.47 per share, driven by higher property and casualty underwriting profit, while total revenues were roughly flat at $1,854 million. The company also agreed in April to sell the Charleston Harbor Resort & Marina, which it expects to produce a pretax core gain of about $125 million when the deal closes in the second or third quarter of 2026.
Net earnings $191 million ($2.29 per share) vs. $154 million ($1.84 per share) in Q1 2025; includes a $0.18 per share loss from after-tax non-core realized losses on securities
Core net operating earnings $206 million ($2.47 per share), up from $152 million ($1.81 per share); Specialty P&C underwriting profit $156 million vs. $94 million
Definitive agreement to sell Charleston Harbor Resort & Marina, with an expected pretax core operating gain of about $125 million, closing expected in Q2 or Q3 2026 subject to approvals
Approximately $259 million returned to shareholders in Q1, including $125 million in special dividends and $60 million in share repurchases
American Financial Group's Compensation Committee approved a new 2026 Senior Executive Long-Term Incentive Compensation Plan on February 13, 2026, replacing the 2016 plan. The filing says the new plan's terms are substantially similar to the former plan and that no awards have been made under it yet.
Compensation Committee approved the 2026 Senior Executive Long-Term Incentive Compensation Plan on February 13, 2026.
The plan succeeds the Senior Executive Long-Term Incentive Compensation Plan adopted on February 23, 2016.
The plan provides for performance-based cash bonus awards tied to pre-established criteria set by the Committee.
No awards have been made under the new plan as of the filing.
American Financial Group reported fourth-quarter 2025 net earnings of $299 million ($3.58 per share), up from $255 million ($3.03 per share) a year earlier, and declared a $1.50 per share special dividend worth about $125 million. For the full year, diluted EPS was $10.08, down from $10.57 in 2024, and fourth-quarter total revenues fell to $2.06 billion from $2.15 billion. The dividend is payable February 25, 2026, to holders of record on February 16, 2026.
Q4 2025 diluted EPS $3.58 vs $3.03 in Q4 2024; core net operating EPS $3.65 vs $3.12
Full-year 2025 diluted EPS $10.08 vs $10.57 in 2024; core net operating EPS $10.29 vs $10.75
Q4 2025 underwriting profit was a record $287 million, up 41% from $204 million
$1.50 special dividend payable February 25, 2026 to holders of record on February 16, 2026, about $125 million in total
American Financial Group reported third-quarter 2025 net earnings of $215 million ($2.58 per share), up from $181 million ($2.16 per share) a year earlier. The board also declared a one-time special cash dividend of $2.00 per share, about $167 million in total, payable November 26, 2025.
Net earnings were $215 million ($2.58 per share) versus $181 million ($2.16 per share) in the 2024 third quarter.
Core net operating earnings were $224 million ($2.69 per share), up from $194 million ($2.31 per share).
Special dividend of $2.00 per share, payable November 26, 2025, to holders of record on November 17, 2025.
Specialty P&C combined ratio improved to 93.0% from 94.3%, while gross written premiums fell 2%.
American Financial Group reported second-quarter 2025 results on August 5, 2025. Net earnings fell to $174 million ($2.07 per share) from $209 million ($2.49 per share), while total revenues rose to $1,924 million from $1,900 million, and core net operating earnings fell to $179 million ($2.14 per share) from $215 million ($2.56 per share). Shareholders receive the lower profit figures, though the company cited lower underwriting profit and weaker returns on alternative investments as the main drivers.
Net earnings of $174 million ($2.07 per share) vs. $209 million ($2.49 per share) in Q2 2024; total revenues $1,924 million vs. $1,900 million
Core net operating earnings of $179 million ($2.14 per share) vs. $215 million ($2.56 per share); annualized core operating ROE of 15.5% vs. 18.5%
Specialty P&C combined ratio of 93.1% vs. 90.5% a year earlier; alternative investments returned approximately 1.2% annualized vs. 5.1%
Capital returned to shareholders of approximately $107 million in Q2, including $39 million in share repurchases; book value per share was $54.15 at June 30, 2025
At its May 22, 2025 annual meeting, American Financial Group shareholders approved an amendment to the Amended and Restated 2015 Stock Incentive Plan. The sole purpose of the change is to let non-employee directors receive the equity component of their annual Board compensation. All 12 director nominees were elected and Ernst & Young LLP was ratified as auditor for 2025.
Shareholders approved the plan amendment on May 22, 2025, after the Board approved it on March 31, 2025, subject to shareholder approval.
Plan amendment vote: 72,116,440 for, 2,093,497 against, 77,637 abstain, and 2,931,408 broker non-votes.
Ernst & Young LLP was ratified as independent auditor for 2025 with 74,802,793 votes for and 2,277,061 against.
William W. Verity received the lowest support among directors, with 64,783,845 for and 9,503,729 withheld.
American Financial Group reported first-quarter 2025 net earnings of $154 million, or $1.84 per share, down from $242 million, or $2.89 per share, a year earlier. The company attributed the decline mainly to catastrophe losses from the California wildfires and lower underwriting profit, and it returned about $292 million to shareholders during the quarter.
Core net operating earnings were $152 million ($1.81 per share) versus $231 million ($2.76 per share) in Q1 2024.
Specialty P&C combined ratio rose to 94.0% from 90.1%, including 4.5 points from catastrophe losses, mainly the California wildfires.
Capital returned in Q1 totaled about $292 million, including $167 million in special dividends and $58 million in share repurchases.
The Charleston Harbor Resort & Marina sale is expected to close in Q3 2025, with an after-tax core operating gain of about $100 million ($1.20 per share) expected.
On February 19, 2025, American Financial Group's board elected Craig Lindner Jr. and David L. Thompson Jr. as directors, effective immediately. Director James E. Evans said he will not stand for re-election at the 2025 annual meeting but will remain a director through his current term and continue as Executive Consultant. The filing reports no financial results or financial effects, so the change is a board composition update for shareholders.
Craig Lindner Jr., Divisional President of AFG Real Estate Investments since 2017, elected director effective February 19, 2025
David L. Thompson Jr., Chairman, President and COO of Great American Insurance Company, elected director effective February 19, 2025
James E. Evans will not stand for re-election at the 2025 Annual Meeting but will serve through the remainder of his term
The filing states Evans's decision is not the result of any dispute or disagreement with the Company or Board
American Financial Group reported fourth-quarter 2024 net earnings of $255 million ($3.03 per share), down from $263 million ($3.13 per share) a year earlier, while core net operating earnings rose to $262 million ($3.12 per share) from $238 million ($2.84). For full-year 2024, diluted EPS was $10.57 versus $10.05 in 2023, and the company said its 2025 plan would result in core operating EPS of approximately $10.50.
Q4 2024 net earnings were $255 million ($3.03 per share), versus $263 million ($3.13) in Q4 2023, including $7 million in after-tax non-core realized losses.
Q4 2024 core net operating earnings were $262 million ($3.12 per share), versus $238 million ($2.84) in Q4 2023.
Full-year 2024 diluted EPS was $10.57 versus $10.05 in 2023; full-year core net operating EPS was $10.75.
For 2025, the company expects core operating EPS of approximately $10.50, and estimates Southern California wildfire losses of $60 to $70 million.
American Financial Group said it renewed a consulting agreement with James E. Evans, a current board member who moved from an officer role to executive consultant. The renewed agreement covers 2025 on the same terms as 2024, so the arrangement is continuing rather than new.
Evans, a current board member, transitioned from officer and employee to executive consultant under a 2014 agreement.
The consulting agreement, as amended, was set to end December 31, 2024.
On November 15, 2024, the company and Evans renewed it for 2025 on the same terms as 2024.
The filing does not state the compensation amount.
American Financial Group reported third quarter 2024 net earnings of $181 million ($2.16 per share), up from $177 million ($2.09 per share) a year earlier, while core net operating earnings fell to $194 million ($2.31 per share) from $208 million ($2.45 per share), mainly due to higher catastrophe losses including Hurricane Helene. The Board declared a $4.00 per share special dividend, totaling approximately $335 million, payable November 26, 2024, which shareholders of record on November 15, 2024 will receive.
Q3 2024 total revenues were $2.37 billion, up from $2.16 billion in Q3 2023.
Core net operating earnings were $194 million ($2.31 per share), down from $208 million ($2.45 per share) a year earlier.
Special dividend of $4.00 per share, approximately $335 million in aggregate, payable November 26, 2024 to holders of record on November 15, 2024.
The company estimates pretax losses of approximately $30 million from Hurricane Milton, to be reflected in fourth quarter 2024 results.
American Financial Group reported second quarter 2024 net earnings of $209 million, or $2.49 per diluted share, up from $200 million, or $2.34 per share, a year earlier. Core net operating earnings rose to $215 million ($2.56 per share) from $202 million ($2.38 per share), and the Specialty P&C combined ratio improved to 90.5% from 91.9%, which points to stronger underwriting results for shareholders.
Net earnings of $209 million ($2.49 per diluted share) vs. $200 million ($2.34) in Q2 2023
Core net operating earnings of $215 million ($2.56 per share), 8% higher than the $2.38 reported a year earlier
Specialty P&C combined ratio of 90.5%, an improvement of 1.4 points from 91.9% in Q2 2023
Earnings release dated August 6, 2024 furnished as Exhibit 99.1; conference call set for 11:30 a.m. ET on August 7, 2024
At its May 23, 2024 annual meeting, American Financial Group shareholders approved the Amended and Restated 2015 Stock Incentive Plan, which lets the company and its board grant equity awards to executive officers and other employees. Shareholders also elected all 11 director nominees, ratified Ernst & Young LLP as auditor for 2024, and approved the executive pay advisory vote.
Shareholders approved the Amended and Restated 2015 Stock Incentive Plan: 72,775,979 for, 2,076,045 against, 112,989 abstentions.
All 11 director nominees were elected; William W. Verity received the fewest votes for, at 63,324,667 for and 11,640,346 withheld.
Shareholders ratified Ernst & Young LLP as independent registered public accounting firm for 2024: 75,889,714 for, 1,831,782 against.
Advisory approval of named executive officer compensation passed with 71,269,604 for and 3,619,789 against.
American Financial Group reported first-quarter 2024 net earnings of $242 million ($2.89 per share), up from $212 million ($2.49 per share) a year earlier. Core net operating earnings fell to $231 million ($2.76 per share) from $247 million ($2.89 per share), which the company attributed to lower returns from its alternative investment portfolio, so the headline gain was driven mainly by non-core realized investment gains.
Net earnings were $242 million ($2.89 per share) versus $212 million ($2.49 per share) in Q1 2023, including $11 million of after-tax non-core realized gains.
Core net operating earnings were $231 million ($2.76 per share), down from $247 million ($2.89 per share), reflecting lower alternative investment returns.
Specialty P&C combined ratio was 90.1%, compared with 89.2% a year earlier; gross written premiums rose 8% to $2.336 billion.
Book value per share was $50.57 at March 31, 2024, and the company paid $3.21 per share in dividends in the quarter, including a $2.50 special dividend paid in February.
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