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AI brief of an SEC Form 8-K · Amerisafe (AMSF)

AMERISAFE Q4 net income falls 21% to $10.4 million; dividend raised 5.1% to $0.41

Mixed Impact 3 of 5 earnings Written later

AMERISAFE reported fourth-quarter 2025 net income of $10.4 million, down 21.0% from a year earlier, with diluted EPS of $0.55 versus $0.69. The company cited higher-than-anticipated loss severity and raised its 2025 accident year loss ratio to 72.0% from 71.0%. Full-year net income fell 15.0% to $47.1 million, but the board raised the quarterly dividend 5.1% to $0.41 per share.

Key points

  • Q4 2025 gross premiums written rose 11.7% to $70.1 million; net combined ratio was 93.6% versus 86.1%.
  • Full-year 2025 net income was $47.1 million, down 15.0%; diluted EPS was $2.47 versus $2.89.
  • Quarterly dividend increased to $0.41 from $0.39, payable March 20, 2026, to holders of record as of March 13, 2026.
  • Company repurchased 197,672 shares for $8.0 million in Q4 2025; results call scheduled February 26, 2026 at 10:30 a.m. ET.

The filing

CompanyAmerisafe (AMSF)
Form8-K, current report
Filed with the SECFeb 25, 2026, 4:05 PM ET
Accession number0001193125-26-071529

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 2:07 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on February 25, 2026.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.