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AI brief of an SEC Form 8-K · Amerisafe (AMSF)

AMERISAFE Q3 net income falls 47.9% to $7.2 million as net premiums earned rise 3.0%

Mixed Impact 3 of 5 earnings

AMERISAFE reported third-quarter 2026 results in which net premiums earned rose 3.0% to $73.3 million, but net income fell 47.9% to $7.2 million and diluted EPS fell to $0.39 from $0.72. The net combined ratio worsened to 96.5% from 90.6%, as the company cited a more competitive workers' compensation market and higher expenses, which cut into shareholder earnings.

Key points

  • Q3 2026 net income was $7.2 million, versus $13.8 million in Q3 2025; diluted EPS was $0.39, versus $0.72
  • Net combined ratio was 96.5%, versus 90.6% in Q3 2025; underwriting profit fell 62.6% to $2.5 million
  • Nine-month 2026 net income was $29.9 million, down 18.5%; book value per share was $12.80 at September 30, 2026
  • Board declared a quarterly cash dividend of $0.41 per share on October 27, 2026, payable December 11, 2026

The filing

CompanyAmerisafe (AMSF)
Form8-K, current report
Filed with the SECOct 28, 2026, 4:15 PM ET
Accession number0001193125-26-436170

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 7, 2026, 11:18 PM ET, from the text of the filing and its press-release exhibits only.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.