AI brief of an SEC Form 8-K · Amerisafe (AMSF)

AMERISAFE Q1 net income falls 9% to $8.1 million as premiums rise 9%

Mixed Impact 3 of 5 earnings Written later

AMERISAFE reported first-quarter 2026 results on April 22, 2026. Net premiums earned rose 9.0% to $75.1 million, but net income fell 9.0% to $8.1 million and diluted earnings per share dropped to $0.43 from $0.47. Underwriting profit fell 31.5%, and the net combined ratio rose to 93.2% from 89.1%, which lowers the profit available to shareholders.

Key points

  • Net premiums earned rose 9.0% to $75.1 million; gross premiums written rose 5.6% to $88.5 million.
  • Net income was $8.1 million versus $8.9 million; diluted EPS was $0.43 versus $0.47, and operating EPS was $0.50 versus $0.60.
  • Net combined ratio was 93.2% versus 89.1%; underwriting profit fell 31.5% to $5.1 million.
  • The Board declared a quarterly cash dividend of $0.41 per share on April 21, 2026, payable June 19, 2026.

The filing

CompanyAmerisafe (AMSF)
Form8-K, current report
Filed with the SECApr 22, 2026, 8:30 AM ET
Accession number0001193125-26-168712

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 2:07 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on April 22, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.