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AI brief of an SEC Form 8-K · Axos Financial (AX)

Axos Financial Q2 net income rises 22.6% to $128.4 million

Positive Impact 3 of 5 earnings Written later

Axos Financial reported fiscal second-quarter 2026 net income of $128.4 million, or $2.22 per diluted share, for the quarter ended December 31, 2025, up from $104.7 million, or $1.80 per diluted share, a year earlier. Net interest income rose 18.4% to $331.7 million, and non-interest income more than doubled to $53.4 million, which the company attributed in part to its Verdant Commercial Capital acquisition. The filing does not include updated guidance.

Key points

  • Net income rose 22.6% to $128.4 million; diluted EPS was $2.22 versus $1.80, and adjusted EPS was $2.25 versus $1.82.
  • Net interest income increased 18.4% to $331.7 million, and net interest margin was 4.94% versus 4.83% a year earlier.
  • Provision for credit losses rose to $25.0 million from $12.2 million, which the company said was primarily driven by loan growth and macroeconomic variables; net loans grew $1.6 billion in the quarter.

The filing

CompanyAxos Financial (AX)
Form8-K, current report
Filed with the SECJan 29, 2026, 4:11 PM ET
Accession number0001299709-26-000011

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:05 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 29, 2026.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.