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Beacon Financial Corp. (BBT)

NYSE Financials Regional Banks S&P SmallCap 600
$30.60
+0.00 (+0.00%)
Close of Nov 06, 2026 · end-of-day data
Source: Beacon Financial Corp.'s 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 04, 2026

Revenue, net income & free cash flow

Income statement

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue$43.76M$44.95M$48.65M$49.70M$46.85M$46.10M$40.87M$16.23M$16.54M$29.95M
Interest expense$48.17M$64.11M$109.69M$144.25M$93.00M$37.90M$42.66M$207.25M——
Pre-tax income$77.45M$91.20M$138.18M$123.98M-$533.03M$149.02M$113.82M$93.91M$91.69M$121.86M
Income tax$18.78M$42.09M$28.96M$22.46M-$19.85M$30.36M$21.29M$18.91M$22.98M$31.59M
Net income$58.67M$55.25M$105.77M$97.45M-$533.02M$118.66M$92.53M$75.00M$68.72M$90.27M
EPS (basic)$1.89$1.40$2.30$1.98$-10.60$2.41$2.03$0.85$0.77$1.03
EPS (diluted)$1.88$1.39$2.29$1.97$-10.60$2.39$2.02$0.85$0.77$1.03
Diluted shares31.17M39.70M46.23M49.42M50.27M49.55M45.91M88.45M89.30M87.70M
Net margin134.1%122.9%217.4%196.1%-1137.6%257.4%226.4%462.0%415.5%301.4%

Balance sheet

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$113.08M$248.76M$183.19M$579.83M$1.56B$1.63B$382.96M$133.03M$543.67M$2.04B
Goodwill$403.11M$519.29M$518.33M$553.76M$0$0—$241.22M$241.22M$351.61M
Total assets$9.16B$11.57B$12.21B$13.22B$12.84B$11.55B$11.66B$12.43B$11.91B$23.22B
Short-term debt$1.08B$667.30M$1.12B$125.00M$40.00M$0$0$260.00M$103.50M—
Long-term debt$231.95M$469.77M$398.98M$702.55M$531.64M$110.84M$125.51M$246.59M$1.52B$788.36M
Total debt$1.31B$1.14B$1.52B$827.55M$571.64M$110.84M$125.51M$506.59M$1.62B$788.36M
Total liabilities$8.07B$10.07B$10.66B$11.46B$11.65B$10.37B$10.71B$11.42B$10.68B$20.72B
Shareholders' equity$1.09B$1.50B$1.55B$1.76B$1.19B$1.18B$992.12M$1.20B$1.22B$2.50B

Cash flow

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$98.14M$78.09M$222.25M$111.53M$227.64M$84.79M$110.74M$116.60M$104.95M$224.44M
Capital expenditures$9.10M$11.26M$9.35M$10.56M$7.21M$1.61M$1.50M$12.36M$4.99M$12.29M
Free cash flow$89.04M$66.83M$212.91M$100.96M$220.43M$83.18M$109.24M$104.24M$99.97M$212.16M
Investing cash flow-$207.59M-$282.90M-$861.52M$1.20B$641.10M$621.24M-$1.26B-$665.26M-$139.60M$2.30B
Financing cash flow$118.97M$340.50M$573.69M-$917.47M$109.30M-$636.10M$207.69M$298.74M$445.29M-$1.03B
Dividends paid$24.92M$33.24M$40.88M$45.11M$36.56M$24.55M$24.53M$47.93M$48.06M$63.12M
Share buybacks$0$0$0$52.75M$473.00K$68.71M$124.52M$23.84M$17.54M—
Stock-based compensation$4.62M$5.10M$4.76M$4.81M$4.73M$4.17M$7.34M$7.50M$8.32M$3.50M
Depreciation & amortization$8.39M$9.50M$10.44M$10.92M$12.50M$11.00M$9.60M$8.40M$8.00M$10.00M

Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.