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AI brief of an SEC Form 8-K · BankUnited (BKU)

BankUnited Q1 net income falls to $58.5 million, $0.78 per share, from $0.91 in Q4

Mixed Impact 3 of 5 earnings Written later

BankUnited, Inc. reported first-quarter 2025 net income of $58.5 million, or $0.78 per diluted share, down from $69.3 million, or $0.91, in the fourth quarter of 2024 but up from $48.0 million, or $0.64, a year earlier. Net interest income fell to $233.1 million from $239.3 million in the prior quarter, while total loans declined by $308 million and total deposits grew by $192 million. The filing gives no earnings guidance, and the results show profit down from the prior quarter but higher than a year ago.

Key points

  • Net income $58.5 million, $0.78 diluted EPS, versus $0.91 in Q4 2024 and $0.64 in Q1 2024
  • Net interest income $233.1 million versus $239.3 million in Q4 2024; net interest margin 2.81% versus 2.84%
  • Total loans declined $308 million to $23.99 billion; non-interest bearing deposits grew $453 million to 29% of total deposits
  • Quarterly dividend increased $0.02 to $0.31 per share; CET1 ratio 12.2% at March 31, 2025

The filing

CompanyBankUnited (BKU)
Form8-K, current report
Filed with the SECApr 28, 2025, 6:49 AM ET
Accession number0001504008-25-000009

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:49 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on April 28, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.