Every material Form 8-K BankUnited has filed with the SEC since July 18, 2024, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
BankUnited reported third-quarter 2026 net income of $72.2 million, or $1.01 per diluted share, up from $70.7 million and $0.97 in the prior quarter and from $71.9 million and $0.95 a year earlier. Net interest margin rose to 3.16%, but the company booked a $2.3 million securities loss and tangible book value per share fell to $39.10 from $40.48 in the prior quarter.
Net income $72.2 million and diluted EPS $1.01 for the quarter ended September 30, 2026, versus $0.97 in Q2 2026 and $0.95 in Q3 2025
Excluding securities sales, adjusted diluted EPS was $1.03 and adjusted net income was $73.9 million
Net interest margin 3.16%, up from 3.06% in Q2 2026 and 3.00% a year earlier; about 2.1 million shares repurchased for $97.0 million
Tangible book value per share $39.10, down from $40.48 in the prior quarter; CET1 ratio 12.1%
BankUnited, Inc. reported results for the quarter ended June 30, 2026, with net income of $70.7 million and diluted EPS of $0.97, up from $68.8 million and $0.91 a year earlier. Both headline measures also rose from the prior quarter, when net income was $61.9 million and diluted EPS was $0.83, and the company reported lower nonperforming loans and a higher ratio of non-interest-bearing deposits.
Net income was $70.7 million, compared with $61.9 million in Q1 2026 and $68.8 million in Q2 2025.
Diluted EPS was $0.97, compared with $0.83 in Q1 2026 and $0.91 in Q2 2025.
Ending non-interest demand deposits rose $991 million, or 11%, from the prior quarter, to 34.4% of total deposits.
Nonperforming loans fell $51 million, or 19%, from the prior quarter, and about 1.1 million shares were repurchased for $50.1 million.
At its May 21, 2026 annual meeting, BankUnited shareholders approved an amended and restated 2023 Omnibus Equity Incentive Plan that raises the share pool by 1,500,000 shares to 2,301,549 and extends the plan's termination date to May 21, 2036. All nine director nominees were also elected, and the company's auditor ratification and say-on-pay proposals were voted on at the same meeting.
Equity plan approved; share reserve increased by 1,500,000 shares to 2,301,549 shares of common stock
Plan termination date extended from May 16, 2033 to May 21, 2036
Equity plan vote: 36,175,265 for, 23,906,092 against, 993,760 abstentions, 6,891,801 broker non-votes
All nine director nominees elected, including Tere Blanca and Sanjiv Sobti, Ph.D.
BankUnited, Inc. entered into an amended letter agreement with Chief Financial Officer James Mackey on May 11, 2026. The amendment changes his change-in-control retention bonus into a double-trigger severance benefit, so payment requires both a change in control and a qualifying termination.
Amended letter with CFO James Mackey dated May 11, 2026, approved by the Compensation Committee
Severance applies if he is terminated without cause or resigns for good reason within two years after a change in control
Lump sum severance equals two times his annual base salary, subject to an effective release of claims
Replaces his prior letter agreement dated July 22, 2025
BankUnited, Inc. reported first-quarter 2026 net income of $61.9 million, or $0.83 per diluted share, up from $58.5 million and $0.78 a year earlier but down from $69.3 million and $0.90 in the prior quarter. The company attributed the quarter-over-quarter decline to typical first-quarter seasonality and said credit quality improved, while its board raised the quarterly dividend to $0.33 per share from $0.31.
Net income $61.9 million and diluted EPS $0.83, versus $69.3 million and $0.90 in Q4 2025 and $58.5 million and $0.78 in Q1 2025.
Net interest margin 2.99%, up 18 basis points from Q1 2025 but down 7 basis points from Q4 2025.
Criticized and classified loans fell $146 million, or 12%, from the prior quarter; provision for credit losses was $24.6 million.
Board raised the common stock dividend to $0.33 per share from $0.31; the company repurchased about 1.3 million shares for $60.0 million in Q1.
BankUnited reported fourth-quarter 2025 net income of $69.3 million, or $0.90 per diluted share, down from $0.95 in the prior quarter and roughly flat with a year earlier, while full-year 2025 net income rose 15% to $268.4 million. The board also authorized up to $200 million in additional share repurchases and a $0.02 increase in the quarterly dividend to $0.33 per share, which adds to shareholder capital returns.
Fourth-quarter net income was $69.3 million, or $0.90 diluted EPS, including a $3.8 million software write-down; third-quarter 2025 was $71.9 million, or $0.95.
Full-year 2025 net income was $268.4 million, or $3.53 diluted EPS, up 15% from 2024.
On January 20, 2026, the board authorized repurchases of up to $200 million of common stock, in addition to $55.5 million remaining at December 31, 2025.
The quarterly dividend will increase $0.02 per share to $0.33 from $0.31.
BankUnited said former Chief Financial Officer Leslie Lunak stepped down on November 10, 2025, and will serve as Executive Advisor until January 2, 2026, then as a non-employee Special Advisor through December 31, 2027, under a transition letter dated November 19, 2025. The change in the top finance role is significant for shareholders, though the filing does not report financial results or name a successor.
Lunak stepped down as CFO on November 10, 2025; her Executive Advisor role runs through January 2, 2026.
From January 3, 2026 to December 31, 2027, she serves as a non-employee Special Advisor.
Her outstanding performance share units remain eligible to vest on actual performance, and she agreed to non-compete and non-solicitation covenants through December 31, 2027.
Certain payments are conditional: if the company terminates her without cause before January 2, 2026, she keeps equity vesting and her 2025 incentive award, subject to compliance.
BankUnited appointed James G. Mackey as chief financial officer effective November 10, 2025, succeeding Leslie N. Lunak, who had held the CFO role since 2013. Lunak remains with the company as executive advisor through January 2026. The change was previously announced in July 2025, so the filing confirms a planned succession rather than a new development.
Mackey was hired July 23, 2025, and served as senior executive vice president of finance from August 15, 2025, to November 10, 2025.
Lunak stepped down as CFO on November 10, 2025, and will continue as executive advisor through January 2026.
The company's press release announcing the appointment is furnished as Exhibit 99.1; CEO Rajinder Singh signed the filing.
BankUnited reported third quarter 2025 results on October 22, 2025, with net income of $71.9 million, or $0.95 per diluted share, up from $61.5 million, or $0.81, a year earlier and $68.8 million, or $0.91, in the prior quarter. Net interest margin rose to 3.00% from 2.93%, but total loans fell $231 million in the quarter, so shareholders are seeing higher profit alongside a smaller loan book.
Net income was $71.9 million, or $0.95 per diluted share, for the quarter ended September 30, 2025, compared with $0.81 a year earlier and $0.91 in the prior quarter.
Net interest margin was 3.00%, up from 2.93% in the prior quarter; net interest income was $250.1 million.
Total loans declined $231 million in the quarter, and total deposits were essentially flat, down $28 million.
For the nine months ended September 30, 2025, diluted EPS was $2.63 versus $2.17, an increase of 21%.
BankUnited, Inc. completed the redemption of all $400 million of its outstanding 4.875% Senior Notes due 2025 on August 22, 2025, as previously disclosed on July 23, 2025. The notes were redeemed at 100% of principal plus accrued and unpaid interest, under the terms of the indenture with U.S. Bank Trust Company as trustee. The filing describes the redemption as completed under the indenture's terms and does not state a financial impact on earnings.
Redemption amount: $400 million aggregate principal of 4.875% Senior Notes due 2025
Redemption price: 100% of principal plus accrued and unpaid interest to but excluding August 22, 2025
Notice to trustee was given on July 22, 2025; redemption completed August 22, 2025
Trustee: U.S. Bank Trust Company, National Association, under a November 17, 2015 indenture
BankUnited announced on July 23, 2025 that it hired James G. Mackey as Senior Executive Vice President of Finance, effective August 15, 2025. He is expected to succeed Leslie N. Lunak as Chief Financial Officer effective November 1, 2025, and the filing describes his offer letter and a retention letter tied to a change in control.
Mackey joins as Senior EVP of Finance on August 15, 2025 and is expected to become CFO on November 1, 2025, succeeding Leslie N. Lunak.
Offer letter sets a $600,000 base salary, a $600,000 target annual bonus and an $800,000 target annual equity award, prorated for 2025.
Restricted stock unit award with a $1,000,000 grant date value vests in thirds over three years, plus a one-time $150,000 relocation bonus.
Retention bonus of three, two or one times base salary applies if a change in control occurs, depending on tenure, and Mackey must remain employed six months after the change.
BankUnited reported second-quarter 2025 net income of $68.8 million, or $0.91 per diluted share, up 18% from the prior quarter and up from $53.7 million, or $0.72 per diluted share, a year earlier. The board also authorized up to $100 million in share repurchases and called for redeeming all $400 million of its 4.875% senior notes due 2025 on August 22, 2025.
Q2 2025 net income $68.8 million, $0.91 per diluted share, versus $58.5 million, $0.78 per share in Q1 2025
Net interest margin rose to 2.93% from 2.81% in the prior quarter; provision for credit losses was $15.7 million
Board authorized share repurchases of up to $100 million on July 22, 2025, with no time limit set
Redemption of all $400 million of 4.875% senior notes on August 22, 2025, at 100% of principal plus accrued interest
BankUnited, Inc. reported first-quarter 2025 net income of $58.5 million, or $0.78 per diluted share, down from $69.3 million, or $0.91, in the fourth quarter of 2024 but up from $48.0 million, or $0.64, a year earlier. Net interest income fell to $233.1 million from $239.3 million in the prior quarter, while total loans declined by $308 million and total deposits grew by $192 million. The filing gives no earnings guidance, and the results show profit down from the prior quarter but higher than a year ago.
Net income $58.5 million, $0.78 diluted EPS, versus $0.91 in Q4 2024 and $0.64 in Q1 2024
Net interest income $233.1 million versus $239.3 million in Q4 2024; net interest margin 2.81% versus 2.84%
Total loans declined $308 million to $23.99 billion; non-interest bearing deposits grew $453 million to 29% of total deposits
Quarterly dividend increased $0.02 to $0.31 per share; CET1 ratio 12.2% at March 31, 2025
BankUnited reported net income of $69.3 million, or $0.91 per diluted share, for the quarter ended December 31, 2024, up from $61.5 million, or $0.81, in the prior quarter and $20.8 million, or $0.27, a year earlier. For the full year, net income was $232.5 million, or $3.08 per diluted share, compared with $178.7 million, or $2.38, in 2023. Non-performing loans rose to $250.7 million, mainly from one commercial real estate office loan, which is a credit-quality point shareholders may watch.
Q4 2024 net income $69.3 million, $0.91 per diluted share, versus $61.5 million, $0.81 in Q3 2024
Full-year 2024 net income $232.5 million, $3.08 per diluted share, versus $2.38 in 2023
Net interest margin 2.84% for Q4 2024, up from 2.78% in Q3 2024
Non-performing loans $250.7 million, or 1.03% of total loans, up from $224.5 million, or 0.92%
BankUnited, Inc. reported third-quarter 2024 net income of $61.5 million, or $0.81 per diluted share, up from $53.7 million, or $0.72 per share, in the prior quarter and $47.0 million, or $0.63 per share, a year earlier. Net interest margin widened to 2.78% from 2.72%, but non-performing loans rose to 0.92% of total loans from 0.70%, mainly due to two commercial and industrial loans, so shareholders see higher profit alongside weaker credit indicators.
Net income $61.5 million; diluted EPS $0.81, versus $0.72 in the June 30, 2024 quarter and $0.63 a year earlier
Net interest margin 2.78% for the quarter, up from 2.72% in the prior quarter
Non-performing loans 0.92% of total loans at September 30, 2024, up from 0.70% at June 30, 2024
Book value per common share $37.56 at September 30, 2024, up from $36.11 at June 30, 2024
BankUnited reported second-quarter 2024 net income of $53.7 million, or $0.72 per diluted share, up from $48.0 million in the first quarter but down from $58.0 million a year earlier. Net interest margin expanded to 2.72%, while non-performing loans rose to $173.5 million, so shareholders see sequential earnings improvement alongside a year-over-year decline and higher credit stress indicators.
Net income $53.7 million, or $0.72 per diluted share, for the quarter ended June 30, 2024, versus $48.0 million, or $0.64, for the quarter ended March 31, 2024, and $58.0 million, or $0.78, for the quarter ended June 30, 2023.
Net interest margin rose to 2.72% from 2.57% in the prior quarter.
Non-performing loans rose to $173.5 million, or 0.70% of total loans, from $115.8 million, or 0.48%, at March 31, 2024.
Non-interest bearing demand deposits grew $826 million; total assets were $35.4 billion at June 30, 2024.
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