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AI brief of an SEC Form 8-K · BANK OF THE JAMES FINANCIAL GROUP INC (BOTJ)

Bank of the James Q1 net income rises to $2.77 million, or $0.61 per share

Positive Impact 3 of 5 earnings Written later

Bank of the James Financial Group reported first quarter 2026 net income of $2.77 million, or $0.61 per share, up from $842,000, or $0.19 per share, a year earlier. The company also declared a quarterly dividend of $0.10 per share, payable June 5, 2026 to holders of record on May 22, 2026.

Key points

  • Net income was $2.77 million for the quarter ended March 31, 2026, compared with $842,000 a year earlier.
  • Net interest income rose 13.15% to $8.73 million, and the net interest margin was 3.57% versus 3.25%.
  • The board declared a $0.10 per share dividend on April 28, 2026, payable June 5, 2026.

The filing

CompanyBANK OF THE JAMES FINANCIAL GROUP INC (BOTJ)
Form8-K, current report
Filed with the SECApr 30, 2026, 4:16 PM ET
Accession number0001275101-26-000017

Items reported: 2.02 Results of Operations8.01 Other Events

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:36 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on April 30, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.