AI brief of an SEC Form 8-K · BANK OF THE JAMES FINANCIAL GROUP INC (BOTJ)

Bank of the James Reports Record Q3 Profit; Quarterly Dividend Rises 50% to $0.15

Positive Impact 4 of 5 earnings Written later

Bank of the James Financial Group reported third-quarter 2026 net income of $3.32 million, or $0.73 per share, up from $0.61 a year earlier, and nine-month net income of $9.34 million, or $2.05 per share. The board also raised the quarterly cash dividend 50% to $0.15 per share from $0.10, payable December 4, 2026 to holders of record on November 20, 2026.

Key points

  • Q3 2026 net income $3.32 million ($0.73 per share) vs. $2.75 million ($0.61) in Q3 2025
  • Nine-month net income $9.34 million ($2.05 per share) vs. $6.30 million ($1.39) a year earlier
  • Quarterly dividend raised to $0.15 per share from $0.10; record date November 20, 2026; payment December 4, 2026
  • Stockholders' equity fell to $78.45 million at September 30, 2026, as unrealized securities losses increased accumulated other comprehensive loss to $24.51 million

The filing

CompanyBANK OF THE JAMES FINANCIAL GROUP INC (BOTJ)
Form8-K, current report
Filed with the SECOct 30, 2026, 12:15 PM ET
Accession number0001275101-26-000027

Items reported: 2.02 Results of Operations8.01 Other Events

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:36 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 30, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.