Flash FinanceUS
Market closed S&P 5007,549.94+2.35% Nasdaq25,253.14+2.74% Dow 3052,389.75+2.15% Russell 20002,840.81+3.15% Nasdaq-10027,907.62+3.40% MidCap 4003,715.23+3.13% SmallCap 6001,722.37+2.89% VIX19.92-22.31% 10Y Yield4.86+0.10% Close of Nov 09, 2026
AI brief of an SEC Form 8-K · BANK OF THE JAMES FINANCIAL GROUP INC (BOTJ)

Bank of the James Q2 2026 net income rises 19.8% to $3.24 million

Positive Impact 3 of 5 earnings Written later

Bank of the James Financial Group reported second-quarter 2026 net income of $3.24 million, or $0.71 per share, up from $2.70 million, or $0.60 per share, a year earlier. First-half net income was $6.01 million, or $1.32 per share, compared with $3.55 million, or $0.78 per share, in the first half of 2025. The board also declared a $0.10 quarterly cash dividend, payable September 4, 2026, to holders of record on August 21, 2026.

Key points

  • Q2 2026 net income $3.24 million vs. $2.70 million in Q2 2025; EPS $0.71 vs. $0.60
  • First-half 2026 net income $6.01 million, $1.32 per share, vs. $3.55 million and $0.78 a year earlier
  • Efficiency ratio improved to 67.82% in Q2 2026 from 76.71% in Q2 2025
  • Quarterly cash dividend of $0.10 per share; record date August 21, 2026; payment date September 4, 2026

The filing

CompanyBANK OF THE JAMES FINANCIAL GROUP INC (BOTJ)
Form8-K, current report
Filed with the SECJul 30, 2026, 4:15 PM ET
Accession number0001275101-26-000023

Items reported: 2.02 Results of Operations8.01 Other Events

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:36 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 30, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.