AI brief of an SEC Form 8-K · Pathward Financial (CASH)

Pathward Financial Q4 net income rises to $38.8 million, or $1.69 per share

Positive Impact 3 of 5 earnings Written later

Pathward Financial reported fiscal fourth-quarter 2025 net income of $38.8 million, or $1.69 per share, up from $33.5 million, or $1.34 per share, a year earlier. For the full fiscal year, net income rose to $185.9 million, or $7.87 per share, from $183.2 million, or $7.20 per share, which shows year-over-year growth in both profit and earnings per share.

Key points

  • Fiscal Q4 2025 (ended Sept. 30, 2025): net income $38.8 million, or $1.69 per share, vs. $33.5 million, or $1.34 per share, a year earlier
  • Total revenue for the quarter was $186.7 million, up $7.2 million or 4%, with noninterest income up 13%
  • Fiscal 2025 net income was $185.9 million, or $7.87 per share, vs. $183.2 million, or $7.20 per share, in fiscal 2024
  • Nonperforming loans and leases were $99.1 million, or 2.05% of gross loans, up from $71.3 million at June 30, 2025

The filing

CompanyPathward Financial (CASH)
Form8-K, current report
Filed with the SECOct 21, 2025, 4:10 PM ET
Accession number0000907471-25-000102

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 6:58 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 21, 2025.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.