Community Financial System Q4 net income rises to $49.8 million, $0.94 per share
Community Financial System reported fourth quarter 2024 net income of $49.8 million, or $0.94 per share, up from $33.7 million, or $0.63 per share, a year earlier. Full-year 2024 net income was $182.5 million, or $3.44 per share, and fourth quarter total revenues of $196.3 million were a company record, which shows higher earnings and revenue for shareholders.
Key points
- Q4 2024 net income of $49.8 million, or $0.94 per share, versus $33.7 million, or $0.63 per share, in Q4 2023
- Full-year 2024 net income of $182.5 million, or $3.44 per share
- Q4 2024 total revenues of $196.3 million, a quarterly record, up 10.9% from the prior year's fourth quarter
- Total ending loans of $10.43 billion, up 7.5% from the end of 2023
The filing
Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:39 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 21, 2025.
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.