Community Bank System, Inc. (CBU)

NYSE Financials Regional Banks S&P SmallCap 600
$64.74
+0.10 (+0.15%)
Close of Nov 06, 2026 · end-of-day data
SMA 50SMA 2005Y/10Y use weekly candles (10/40-week averages)

Performance

price return
1W+3.8%
1M+9.5%
3M+1.1%
6M+1.2%
YTD+12.7%
1Y+14.2%
3Y+62.3%
5Y-9.7%

Key statistics

Full financials →
Market cap$3.4B
P/E (TTM)14.6
EPS (TTM, diluted)$4.43
P/S3.86
P/B1.67
EV / EBITDA—
Revenue (TTM)$879.00M
Revenue growth+10.1%
Net margin26.6%
ROE11.5%
Debt / equity0.51
FCF yield8.0%
Dividend yield2.93%
Payout ratio43%
Beta (1Y)0.44
Volatility (1Y)22.2%
52-week range$53.46 – $71.11
Avg volume (50D)273.08K

Revenue & net income — last 8 quarters

Statements →

Chart pattern: Head and Shoulders (weekly)

Forming
CBU Head and Shoulders chart

Trigger $56.34 (-13.0% away). Details →

Oct 27, 9:00 AM ET

Community Financial System Q3 2026 operating EPS rises 16.5% to $1.27; revenue up 9.8%

Positive earnings 2.02

Community Financial System reported third quarter 2026 GAAP net income of $61.3 million, or $1.16 per share, up from $1.04 a year earlier and flat with the second quarter. Operating diluted EPS was $1.27, up 16.5% year over year, and total revenues rose 9.8% to $227.3 million, which points to stronger earnings for shareholders. The company also declared a quarterly dividend of $0.49 per share, up $0.02.

  • GAAP net income of $61.3 million, or $1.16 per share, versus $1.04 per share in Q3 2025 and flat with Q2 2026
  • Operating diluted EPS of $1.27, up 16.5% year over year and 9.5% from Q2 2026
  • Total revenues of $227.3 million, up 9.8% from Q3 2025; net interest income of $143.5 million, up 12.0%
  • Quarterly dividend of $0.49 per share, payable January 11, 2027, the 34th consecutive year of dividend increases
Read the filing on SEC.gov ↗
Jul 28, 9:20 AM ET

Community Financial System Q2 net income rises to $61.3 million, $1.16 per share

Positive earnings Written later 2.02

Community Financial System reported second quarter 2026 net income of $61.3 million, or $1.16 per share, up from $51.3 million, or $0.97 per share, a year earlier. Total revenues rose 12.0% year over year to $223.2 million, and the company raised its quarterly dividend to $0.49 per share, effective with a payment on October 13, 2026.

  • Q2 2026 net income $61.3 million, or $1.16 per share, versus $0.97 per share in Q2 2025
  • Operating diluted EPS of $1.16 was up 11.5% year over year and 0.9% from Q1 2026's $1.15
  • Total revenues $223.2 million, up 12.0% year over year; noninterest expenses $137.7 million, up 6.7%
  • Quarterly dividend increased $0.02 to $0.49 per share, payable October 13, 2026 to holders of record September 15, 2026
Read the filing on SEC.gov ↗
Apr 29, 8:25 AM ET

Community Financial System reports Q1 2026 EPS of $1.08, up from $0.93 a year earlier

Positive earnings Written later 2.02

Community Financial System (NYSE: CBU) reported first quarter 2026 net income of $57.2 million, or $1.08 per share, compared with $49.6 million, or $0.93 per share, a year earlier. Operating diluted earnings per share were $1.15, up 17.3% year over year, and net interest income rose 12.1% to $134.7 million, while total revenues were $213.3 million, up 8.7%.

  • Q1 2026 net income was $57.2 million, or $1.08 per share, versus $0.93 per share in Q1 2025 and $1.03 in Q4 2025
  • Total noninterest expenses rose 6.2% to $133.0 million from $125.3 million a year earlier
  • Pending acquisition of ClearPoint Federal Bank & Trust for approximately $40 million in cash is expected to close in the second quarter of 2026
Read the filing on SEC.gov ↗
Feb 11, 5:00 PM ET

Community Financial System appoints Brenda M. Hall as independent director effective March 1

Neutral leadership Written later 5.02

Community Financial System, Inc. (CBU) elected Brenda M. Hall, a former Selective Insurance Chief Operating Officer of Standard Lines, as an independent director effective March 1, 2026. She also joins the board of its banking subsidiary, Community Bank, N.A., and will serve on the Risk Committee of both boards, with the board growing to 14 directors, 13 of them independent.

  • Brenda M. Hall is a former Executive Vice President and Chief Operating Officer of Standard Lines at Selective Insurance Group, serving as COO from October 2019 until her retirement in January 2026
  • Board now has 14 directors, 13 of whom are independent
  • Ms. Hall will serve on the Risk Committee of the Company and Community Bank, N.A.
  • Ms. Hall will receive compensation consistent with other non-employee directors
Read the filing on SEC.gov ↗

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.

Recent SEC filings

EDGAR ↗

Trades disclosed by members of Congress

All CBU congressional trades →
TradedMemberTypeAmount
Jun 17, 2025Lisa McClain MI-09Sell$1,001 – $15,000
Jun 11, 2025Lisa McClain MI-09Buy$1,001 – $15,000

From House periodic transaction reports (STOCK Act); amounts are the form's ranges.

Prices are end-of-day and split-adjusted. Financial data from Community Bank System, Inc.'s SEC XBRL filings. Not investment advice.