Flash FinanceUS
Pre-market S&P 5007,376.86+0.31% Nasdaq24,579.42+1.09% Dow 3051,285.73-0.46% Russell 20002,754.11+0.89% Nasdaq-10026,989.99+1.35% MidCap 4003,602.50+0.56% SmallCap 6001,673.98+0.05% VIX25.64-9.01% 10Y Yield4.86+0.45% Close of Nov 06, 2026
AI brief of an SEC Form 8-K · Community Bank System (CBU)

Community Financial System Q3 2026 operating EPS rises 16.5% to $1.27; revenue up 9.8%

Positive Impact 3 of 5 earnings

Community Financial System reported third quarter 2026 GAAP net income of $61.3 million, or $1.16 per share, up from $1.04 a year earlier and flat with the second quarter. Operating diluted EPS was $1.27, up 16.5% year over year, and total revenues rose 9.8% to $227.3 million, which points to stronger earnings for shareholders. The company also declared a quarterly dividend of $0.49 per share, up $0.02.

Key points

  • GAAP net income of $61.3 million, or $1.16 per share, versus $1.04 per share in Q3 2025 and flat with Q2 2026
  • Operating diluted EPS of $1.27, up 16.5% year over year and 9.5% from Q2 2026
  • Total revenues of $227.3 million, up 9.8% from Q3 2025; net interest income of $143.5 million, up 12.0%
  • Quarterly dividend of $0.49 per share, payable January 11, 2027, the 34th consecutive year of dividend increases

The filing

CompanyCommunity Bank System (CBU)
Form8-K, current report
Filed with the SECOct 27, 2026, 9:00 AM ET
Accession number0001104659-26-119002

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 7, 2026, 11:17 PM ET, from this filing only.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.