Flash FinanceUS
Market closed · weekend S&P 5007,376.86+0.31% Nasdaq24,579.42+1.09% Dow 3051,285.73-0.46% Russell 20002,754.11+0.89% Nasdaq-10026,989.99+1.35% MidCap 4003,602.50+0.56% SmallCap 6001,673.98+0.05% VIX25.64-9.01% 10Y Yield4.86+0.45% Close of Nov 06, 2026

Community Bank System, Inc. (CBU)

NYSE Financials Regional Banks S&P SmallCap 600
$64.74
+0.10 (+0.15%)
Close of Nov 06, 2026 · end-of-day data
Source: Community Bank System, Inc.'s 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 06, 2026

Revenue, net income & free cash flow

Income statement

fiscal years · USD
Fiscal yearFY2022FY2023FY2024FY2025
Revenue$679.36M$652.12M$746.30M$818.01M
Interest expense$23.10M$104.10M$194.41M$192.72M
Pre-tax income$240.31M$168.23M$236.71M$275.39M
Income tax$52.23M$36.31M$54.22M$64.94M
Net income$188.08M$131.92M$182.48M$210.46M
EPS (basic)$3.48$2.45$3.44$3.98
EPS (diluted)$3.46$2.45$3.44$3.97
Diluted shares54.21M53.73M52.88M52.82M
Net margin27.7%20.2%24.5%25.7%

Balance sheet

fiscal years · USD
Fiscal yearFY2022FY2023FY2024FY2025
Cash & equivalents$209.90M$190.96M$197.00M$301.75M
Goodwill$841.84M$845.40M$853.23M$887.98M
Total assets$15.84B$15.56B$16.39B$17.30B
Long-term debt——$990.20M—
Total debt——$990.20M—
Total liabilities$14.28B$13.86B$14.62B$15.30B
Shareholders' equity$1.55B$1.70B$1.76B$2.01B

Cash flow

fiscal years · USD
Fiscal yearFY2022FY2023FY2024FY2025
Operating cash flow$214.60M$228.42M$242.28M$301.86M
Capital expenditures$12.92M$18.59M$20.70M$68.53M
Free cash flow$201.68M$209.84M$221.57M$233.33M
Investing cash flow-$2.14B$335.78M-$835.62M-$182.10M
Financing cash flow$259.22M-$583.13M$599.38M-$15.01M
Dividends paid$93.39M$95.10M$95.78M$97.56M
Share buybacks$16.61M$30.02M$45.84M$11.17M
Stock-based compensation$7.74M$9.27M$8.37M$10.86M
Depreciation & amortization$14.41M$12.99M$13.68M$15.58M

Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.