Community Financial System reported third quarter 2026 GAAP net income of $61.3 million, or $1.16 per share, up from $1.04 a year earlier and flat with the second quarter. Operating diluted EPS was $1.27, up 16.5% year over year, and total revenues rose 9.8% to $227.3 million, which points to stronger earnings for shareholders. The company also declared a quarterly dividend of $0.49 per share, up $0.02.
GAAP net income of $61.3 million, or $1.16 per share, versus $1.04 per share in Q3 2025 and flat with Q2 2026
Operating diluted EPS of $1.27, up 16.5% year over year and 9.5% from Q2 2026
Total revenues of $227.3 million, up 9.8% from Q3 2025; net interest income of $143.5 million, up 12.0%
Quarterly dividend of $0.49 per share, payable January 11, 2027, the 34th consecutive year of dividend increases
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
From Community Bank System, Inc.'s 10-Q and 10-K filings (SEC XBRL). YoY compares each quarter with the same quarter a year earlier; it is blank when the year-ago figure is missing or negative.
Annual results
Fiscal year
Revenue
Growth
EPS (diluted)
Growth
Net margin
FY2025
$818.01M
+9.6%
$3.97
+15.4%
25.7%
FY2024
$746.30M
+14.4%
$3.44
+40.4%
24.5%
FY2023
$652.12M
-4.0%
$2.45
-29.2%
20.2%
FY2022
$679.36M
—
$3.46
—
27.7%
Frequently asked questions
When is Community Bank System's next earnings date?
Community Bank System has not announced a report date within the next three weeks. US companies usually report three to six weeks after each quarter ends; this page updates as soon as the date is on the calendar.
What did Community Bank System earn last quarter?
For the quarter ended Sep 2026, Community Bank System reported diluted EPS of $1.16 (+11.5% year over year) on revenue of $227.29M (+9.8%).
Where do these numbers come from?
Reported revenue, net income and EPS come from the company's own 10-Q and 10-K filings with the SEC (XBRL data). The report date and consensus estimate come from the Nasdaq earnings calendar.
Not investment advice. Figures can be restated by the company in later filings.