AI filing briefs

Columbia Financial, Inc./MD/ (CLBK)

CLBK 8-K filings, explained

Every material Form 8-K Columbia Financial, Inc./MD/ has filed with the SEC since July 17, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.

Briefs on record3since Jul 17, 2026
Latest filingOct 29, 2026earnings
High impact (4-5)2of 3 briefs
TonePositive1Mixed1Neutral1
earnings 2m&a 1

2026

Oct 29, 4:11 PM ET

Columbia Financial Q3 net income falls to $5.2 million; core income hits $40.6 million

Mixed earnings Written later 2.028.01

Columbia Financial reported third-quarter 2026 GAAP net income of $5.2 million, or $0.02 per share, down from $14.9 million, or $0.07 per share, a year earlier. The result was hit by a $40.8 million securities loss and $30.6 million in merger-related expenses tied to its Northfield Bancorp acquisition, completed July 20, 2026. Core net income, a non-GAAP measure, rose to $40.6 million, or $0.16 per share, from $15.4 million, and the board declared a $0.05 per share quarterly dividend.

  • GAAP net income was $5.2 million ($0.02 per share) for the quarter ended September 30, 2026, versus $14.9 million ($0.07 per share) a year earlier.
  • Core net income was $40.6 million ($0.16 per share) for the quarter, versus $15.4 million ($0.07 per share) a year earlier.
  • Nine-month GAAP net income was $32.8 million ($0.14 per share), versus $36.1 million ($0.16 per share) for the same period of 2025.
  • Quarterly cash dividend of $0.05 per share is payable November 25, 2026, to shareholders of record as of November 10, 2026.
Read the filing on SEC.gov ↗
Jul 30, 5:24 PM ET

Columbia Financial Q2 net income rises 17.7% to $14.5 million; $0.05 dividend set

Positive earnings Written later 2.028.01

Columbia Financial, Inc. (CLBK) reported second-quarter 2026 net income of $14.5 million, or $0.14 per share, up from $12.3 million, or $0.12 per share, a year earlier, and announced a quarterly cash dividend of $0.05 per share. The company said net interest margin expansion drove the higher core net income, partly offset by merger-related costs and a higher tax rate. The filing states that the Northfield Bancorp acquisition and second-step conversion were completed in July 2026, after the June 30 quarter-end, so the reported results do not include Northfield.

  • Q2 2026 net income $14.5 million ($0.14 per share) vs. $12.3 million ($0.12 per share) in Q2 2025; core net income $15.1 million ($0.15 per share)
  • Net interest margin 2.44% in Q2 2026, up 25 basis points from 2.19% a year earlier
  • Quarterly cash dividend of $0.05 per share, payable August 26, 2026, to holders of record as of August 12, 2026
  • Non-performing loans rose to $43.0 million at June 30, 2026, from $38.0 million at December 31, 2025
Read the filing on SEC.gov ↗
Jul 17, 8:30 AM ET

Columbia Financial completes $1.67 billion offering; Northfield deal set to close July 20

Neutral m&a Written later 8.01

Columbia Financial, Inc. said it completed its firm commitment underwritten offering in its second-step conversion, selling 167,236,353 shares at $10.00 per share for total offering proceeds of $1.67 billion. The company also set the final merger consideration for its acquisition of Northfield Bancorp at an aggregate $580 million, with both transactions scheduled to close on July 20, 2026.

  • 167,236,353 shares sold at $10.00 each, for total offering proceeds of $1.67 billion
  • Existing Holding Company minority shares will be exchanged for 2.2000 shares of Company common stock
  • Northfield stockholders receive $14.25 in cash or 1.425 shares per share, for aggregate merger consideration of $580 million
  • Closing scheduled for July 20, 2026; shares expected to trade on Nasdaq as CLBK starting July 21, 2026
Read the filing on SEC.gov ↗

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.

Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Columbia Financial, Inc./MD/ filing is on SEC EDGAR ↗. 8-K briefs of other companies →