Flash FinanceUS
Market closed S&P 5007,549.94+2.35% Nasdaq25,253.14+2.74% Dow 3052,389.75+2.15% Russell 20002,840.81+3.15% Nasdaq-10027,907.62+3.40% MidCap 4003,715.23+3.13% SmallCap 6001,722.37+2.89% VIX19.92-22.31% 10Y Yield4.86+0.10% Close of Nov 09, 2026
AI brief of an SEC Form 8-K · Columbia Financial, Inc./MD/ (CLBK)

Columbia Financial Q3 net income falls to $5.2 million; core income hits $40.6 million

Mixed Impact 4 of 5 earnings Written later

Columbia Financial reported third-quarter 2026 GAAP net income of $5.2 million, or $0.02 per share, down from $14.9 million, or $0.07 per share, a year earlier. The result was hit by a $40.8 million securities loss and $30.6 million in merger-related expenses tied to its Northfield Bancorp acquisition, completed July 20, 2026. Core net income, a non-GAAP measure, rose to $40.6 million, or $0.16 per share, from $15.4 million, and the board declared a $0.05 per share quarterly dividend.

Key points

  • GAAP net income was $5.2 million ($0.02 per share) for the quarter ended September 30, 2026, versus $14.9 million ($0.07 per share) a year earlier.
  • Core net income was $40.6 million ($0.16 per share) for the quarter, versus $15.4 million ($0.07 per share) a year earlier.
  • Nine-month GAAP net income was $32.8 million ($0.14 per share), versus $36.1 million ($0.16 per share) for the same period of 2025.
  • Quarterly cash dividend of $0.05 per share is payable November 25, 2026, to shareholders of record as of November 10, 2026.

The filing

CompanyColumbia Financial, Inc./MD/ (CLBK)
Form8-K, current report
Filed with the SECOct 29, 2026, 4:11 PM ET
Accession number0002115119-26-000032

Items reported: 2.02 Results of Operations8.01 Other Events

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 11:48 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 29, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.