AI brief of an SEC Form 8-K · Columbia Financial, Inc./MD/ (CLBK)

Columbia Financial Q2 net income rises 17.7% to $14.5 million; $0.05 dividend set

Positive Impact 3 of 5 earnings Written later

Columbia Financial, Inc. (CLBK) reported second-quarter 2026 net income of $14.5 million, or $0.14 per share, up from $12.3 million, or $0.12 per share, a year earlier, and announced a quarterly cash dividend of $0.05 per share. The company said net interest margin expansion drove the higher core net income, partly offset by merger-related costs and a higher tax rate. The filing states that the Northfield Bancorp acquisition and second-step conversion were completed in July 2026, after the June 30 quarter-end, so the reported results do not include Northfield.

Key points

  • Q2 2026 net income $14.5 million ($0.14 per share) vs. $12.3 million ($0.12 per share) in Q2 2025; core net income $15.1 million ($0.15 per share)
  • Net interest margin 2.44% in Q2 2026, up 25 basis points from 2.19% a year earlier
  • Quarterly cash dividend of $0.05 per share, payable August 26, 2026, to holders of record as of August 12, 2026
  • Non-performing loans rose to $43.0 million at June 30, 2026, from $38.0 million at December 31, 2025

The filing

CompanyColumbia Financial, Inc./MD/ (CLBK)
Form8-K, current report
Filed with the SECJul 30, 2026, 5:24 PM ET
Accession number0002115119-26-000026

Items reported: 2.02 Results of Operations8.01 Other Events

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 11:48 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 30, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.