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AI brief of an SEC Form 8-K · Central Pacific Financial (CPF)

Central Pacific Financial Q1 net income rises to $17.8 million, $0.65 per diluted share

Positive Impact 3 of 5 earnings Written later

Central Pacific Financial Corp. reported first-quarter 2025 net income of $17.8 million, or $0.65 per diluted share, up from $11.3 million in the prior quarter, which included a $9.9 million pre-tax securities loss, and up from $12.9 million a year earlier. Net interest margin rose to 3.31%, and the board declared a $0.27 per share quarterly dividend. Total deposits fell $48.0 million from the prior quarter.

Key points

  • Net income of $17.8 million, or $0.65 per diluted share, for Q1 2025, versus $11.3 million ($0.42 per share) in Q4 2024 and $12.9 million ($0.48 per share) in Q1 2024.
  • Net interest margin of 3.31%, up 14 basis points from 3.17% in Q4 2024; net interest income of $57.7 million.
  • Total deposits of $6.60 billion, down $48.0 million from December 31, 2024.
  • Board declared a quarterly cash dividend of $0.27 per share, payable June 16, 2025, to holders of record on May 30, 2025.

The filing

CompanyCentral Pacific Financial (CPF)
Form8-K, current report
Filed with the SECApr 23, 2025, 6:07 AM ET
Accession number0000701347-25-000013

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 6:59 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on April 23, 2025.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.