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Central Pacific Financial Corp. (CPF)

NYSE Financials Regional Banks S&P SmallCap 600
$38.30
-0.13 (-0.34%)
Close of Nov 06, 2026 · end-of-day data
Source: Central Pacific Financial Corp.'s 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 05, 2026

Revenue, net income & free cash flow

Income statement

fiscal years · USD
Fiscal yearFY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue$24.59M$26.04M$23.81M$43.06M$47.92M$46.66M$38.72M$51.82M
Interest expense$25.30M$32.31M$14.73M$7.71M$17.09M$72.66M——
Pre-tax income$78.24M$77.93M$49.03M$105.65M$98.77M$76.82M$68.04M$98.28M
Income tax$18.76M$19.61M$11.76M$25.76M$24.84M$18.15M$14.63M$20.80M
Net income$59.49M$58.32M$37.27M$79.89M$73.93M$58.67M$53.41M$77.48M
EPS (basic)$2.02$2.05$1.33$2.85$2.70$2.17$1.97$2.88
EPS (diluted)$2.01$2.03$1.32$2.83$2.68$2.17$1.97$2.86
Diluted shares29.61M28.68M28.18M28.26M27.57M27.08M27.16M27.05M
Net margin242.0%224.0%156.5%185.5%154.3%125.7%137.9%149.5%

Balance sheet

fiscal years · USD
Fiscal yearFY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$102.19M$102.97M$104.07M$328.91M$112.04M$522.44M$380.94M$378.65M
Total assets$5.81B$6.01B$6.59B$7.42B$7.43B$7.64B$7.47B$7.41B
Short-term debt$197.00M$150.00M$22.00M$0$5.00M$0$0$0
Long-term debt$122.17M$101.55M$0$105.62M$105.86M$156.10M$156.34M$76.55M
Total debt$319.17M$251.55M$22.00M$105.62M$110.86M$156.10M$156.34M$76.55M
Total liabilities$5.32B$5.48B$6.05B$6.86B$6.98B$7.14B$6.93B$6.82B
Shareholders' equity$491.73M$528.52M$546.73M$558.27M$452.87M$503.81M$538.38M$592.58M

Cash flow

fiscal years · USD
Fiscal yearFY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$103.49M$72.19M$76.79M$110.49M$114.12M$105.11M$90.52M$97.47M
Capital expenditures$3.23M$7.20M$26.00M$22.16M$18.44M$12.65M$15.09M$5.16M
Free cash flow$100.26M$65.00M$50.80M$88.33M$95.68M$92.46M$75.43M$92.30M
Investing cash flow-$211.14M-$128.97M-$596.95M-$662.30M-$384.48M$179.66M$654.00K$67.19M
Financing cash flow$127.55M$57.57M$521.25M$776.65M$53.50M$125.62M-$232.67M-$166.94M
Dividends paid$24.14M$25.71M$25.93M$26.96M$28.50M$28.12M$28.14M$29.36M
Stock-based compensation$2.78M$2.73M$3.23M$3.23M$3.27M$1.64M$2.07M$2.25M
Depreciation & amortization$6.29M$6.14M$6.22M$6.98M$6.87M$6.94M$6.88M$7.10M

Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.