Central Pacific Financial Corp. (CPF)

NYSE Financials Regional Banks S&P SmallCap 600
$38.30
-0.13 (-0.34%)
Close of Nov 06, 2026 · end-of-day data

CPF 8-K filings, explained

Every material Form 8-K Central Pacific Financial has filed with the SEC since April 24, 2024, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.

Briefs on record16since Apr 24, 2024
Latest filingOct 28, 2026earnings
High impact (4-5)1of 16 briefs
TonePositive7Negative1Mixed3Neutral5
earnings 11leadership 5
Oct 28, 6:20 AM ET

Central Pacific Financial Q3 net income rises to $22.8 million; EPS $0.88

Positive earnings 2.027.01

Central Pacific Financial reported third-quarter 2026 net income of $22.8 million, or $0.88 per diluted share, up from $20.8 million, or $0.80, in the prior quarter. The board also raised the quarterly cash dividend 3.3% to $0.31 per share, which matters to shareholders as a higher payout, although total shareholders' equity fell $14.9 million during the quarter, mainly due to lower values on available-for-sale securities.

  • Net income $22.8 million, or $0.88 diluted EPS, versus $20.8 million, or $0.80, in Q2 2026 and $18.6 million, or $0.69, a year earlier
  • Net interest income rose $1.6 million, or 2.6%, from the prior quarter to $64.5 million; net interest margin was 3.62%
  • Other operating income fell to $12.4 million from $14.6 million, mainly due to a $2.4 million drop in bank-owned life insurance income
  • Quarterly dividend raised 3.3% to $0.31 per share, payable December 15, 2026, to holders of record as of November 30, 2026
Read the filing on SEC.gov ↗
Jul 24, 6:11 AM ET

Central Pacific Financial Q2 net income rises to $20.8 million, $0.80 per diluted share

Positive earnings Written later 2.027.01

Central Pacific Financial Corp. reported second-quarter 2026 net income of $20.8 million, or $0.80 per diluted share, up from $20.7 million, or $0.78, in the prior quarter and $18.3 million, or $0.67, a year earlier. The board also raised the quarterly cash dividend 3.4% to $0.30 per share, which matters to shareholders because it increases cash returns while the company continued share repurchases.

  • Net income $20.8 million and diluted EPS $0.80 in Q2 2026, versus $0.78 in Q1 2026 and $0.67 in Q2 2025
  • Net interest margin rose 4 basis points to 3.57% from the prior quarter; provision for credit losses was $4.4 million
  • Repurchased 321,858 shares for $11.3 million in the quarter; $33.2 million remained under the authorization at June 30, 2026
  • Quarterly dividend increased to $0.30 per share, payable September 15, 2026 to holders of record as of August 31, 2026
Read the filing on SEC.gov ↗
Apr 29, 6:07 AM ET

Central Pacific Financial Q1 2026 net income $20.7 million, $0.78 per diluted share

Mixed earnings Written later 2.027.01

Central Pacific Financial reported first-quarter 2026 net income of $20.7 million, or $0.78 per diluted share, down from $22.9 million, or $0.85, in the prior quarter but up from $17.8 million, or $0.65, a year earlier. The company also declared a $0.29 per share quarterly dividend and repurchased $10.5 million of its common stock during the quarter.

  • Net income $20.7 million, or $0.78 diluted EPS, versus $22.9 million, or $0.85, in Q4 2025 and $17.8 million, or $0.65, in Q1 2025
  • Net interest income of $61.4 million, down 1.2% from the prior quarter and up 6.3% from a year earlier; net interest margin 3.53%
  • Repurchased 321,396 shares for $10.5 million; $44.5 million remained under the repurchase authorization at March 31, 2026
  • Quarterly cash dividend of $0.29 per share, record date May 29, 2026, payable June 15, 2026
Read the filing on SEC.gov ↗
Jan 28, 7:09 AM ET

Central Pacific Financial Q4 2025 net income rises to $22.9 million, EPS $0.85

Positive earnings Written later 2.027.01

Central Pacific Financial reported fourth-quarter 2025 net income of $22.9 million, or $0.85 per diluted share, up from $18.6 million, or $0.69, in the prior quarter and $11.3 million, or $0.42, a year earlier. The board also authorized a new $55 million share repurchase program for 2026 and raised the quarterly dividend 3.6% to $0.29 per share, which matters to shareholders for capital returns.

  • Q4 2025 net income $22.9 million, diluted EPS $0.85, versus $0.69 in Q3 2025 and $0.42 in Q4 2024
  • Full-year 2025 net income $77.5 million, diluted EPS $2.86, versus $53.4 million and $1.97 in 2024
  • New share repurchase program of up to $55 million authorized January 27, 2026
  • Quarterly dividend increased to $0.29 per share from $0.28, payable March 16, 2026 to holders of record February 27, 2026
Read the filing on SEC.gov ↗
Nov 7, 4:13 PM ET

Central Pacific Financial director Paul Yonamine resigns from board for personal reasons

Neutral leadership Written later 5.02

Paul K. Yonamine resigned from the boards of Central Pacific Financial Corp. and its subsidiary Central Pacific Bank, effective November 6, 2025, citing personal reasons and no disagreement with the company. He had served as a director since 2017, so the filing reports a board departure rather than a change in company operations.

  • Paul K. Yonamine resigned from the Company's Board of Directors and the Bank's Board of Directors, effective November 6, 2025.
  • Yonamine had served as a director of the Company and the Bank since 2017.
  • The filing states the resignation is due to personal reasons and not a disagreement with the Company or the Bank on any matter.
Read the filing on SEC.gov ↗
Oct 29, 7:32 AM ET

Central Pacific Financial Q3 net income $18.6 million, $0.69 per diluted share

Positive earnings Written later 2.027.01

Central Pacific Financial reported third-quarter 2025 net income of $18.6 million, or $0.69 per diluted share, up from $0.67 in the prior quarter and $0.49 a year earlier. Results included $1.5 million in pre-tax expenses tied to consolidating its operations center; excluding that item, adjusted EPS was $0.73 (non-GAAP). The board raised the quarterly dividend to $0.28 per share from $0.27, and the company plans to redeem $55.0 million of subordinated notes on November 1, 2025.

  • Net income $18.6 million, or $0.69 per diluted share, versus $18.3 million, or $0.67, in Q2 2025 and $13.3 million, or $0.49, in Q3 2024
  • Net interest margin 3.49%, up 5 basis points from the prior quarter; net interest income $61.3 million
  • Quarterly cash dividend raised to $0.28 per share from $0.27, payable December 15, 2025, to holders of record as of November 28, 2025
  • Redemption of $55.0 million in 4.75% subordinated notes at par on the November 1, 2025 call date
Read the filing on SEC.gov ↗
Oct 1, 4:27 PM ET

Central Pacific Financial director A. Catherine Ngo resigns from board effective Oct. 1

Neutral leadership Written later 5.02

Director A. Catherine Ngo resigned from the boards of Central Pacific Financial Corp. and its subsidiary Central Pacific Bank, effective October 1, 2025, citing personal reasons and no disagreement with the company or bank. She had served as a director of both since 2015, and the filing does not name a replacement.

  • Ngo notified the company and bank on September 30, 2025 of her resignation from both boards, effective October 1, 2025.
  • She had served as a director of the company and the bank since 2015.
  • The filing states the resignation is due to personal reasons and not to any disagreement with the company or bank.
Read the filing on SEC.gov ↗
Aug 25, 5:07 PM ET

Central Pacific Financial: Three executives no longer designated executive officers

Neutral leadership Written later 5.02

Effective September 1, 2025, Central Pacific Financial Corp. said Anna Hu, Diane Murakami and Kisan Jo will no longer be designated executive officers under SEC rules, as part of a realignment of company officers. All three will keep their current titles at Central Pacific Bank and remain on the bank's Managing Committee, so their roles are unchanged.

  • Effective date: September 1, 2025
  • Anna Hu (EVP, Chief Credit Officer), Diane Murakami (EVP, Commercial Markets) and Kisan Jo (EVP, Retail & Wealth Markets) lose executive officer and Section 16 officer status
  • All three keep their titles at Central Pacific Bank and remain on the bank's Managing Committee
Read the filing on SEC.gov ↗
Jul 25, 6:50 AM ET

Central Pacific Financial reports Q2 2025 net income of $18.3 million, up from Q1

Positive earnings Written later 2.025.037.01

Central Pacific Financial Corp. reported second-quarter 2025 net income of $18.3 million, or $0.67 per diluted share, up from $17.8 million, or $0.65, in the first quarter and $15.8 million, or $0.58, a year earlier. The board also declared a $0.27 quarterly dividend and adopted amended bylaws effective July 24, 2025, which change shareholder meeting and nomination procedures.

  • Net income $18.3 million, or $0.67 diluted EPS, versus $17.8 million, or $0.65, in Q1 2025 and $15.8 million, or $0.58, in Q2 2024
  • Net interest margin rose 13 basis points to 3.44% from 3.31% in the prior quarter; efficiency ratio improved to 60.36% from 61.16%
  • Provision for credit losses was $5.0 million; net charge-offs were $4.7 million, including a $2.0 million full charge-off of a commercial and industrial loan
  • Quarterly dividend of $0.27 per share payable September 15, 2025 to holders of record on August 29, 2025
Read the filing on SEC.gov ↗
Apr 23, 6:07 AM ET

Central Pacific Financial Q1 net income rises to $17.8 million, $0.65 per diluted share

Positive earnings Written later 2.027.01

Central Pacific Financial Corp. reported first-quarter 2025 net income of $17.8 million, or $0.65 per diluted share, up from $11.3 million in the prior quarter, which included a $9.9 million pre-tax securities loss, and up from $12.9 million a year earlier. Net interest margin rose to 3.31%, and the board declared a $0.27 per share quarterly dividend. Total deposits fell $48.0 million from the prior quarter.

  • Net income of $17.8 million, or $0.65 per diluted share, for Q1 2025, versus $11.3 million ($0.42 per share) in Q4 2024 and $12.9 million ($0.48 per share) in Q1 2024.
  • Net interest margin of 3.31%, up 14 basis points from 3.17% in Q4 2024; net interest income of $57.7 million.
  • Total deposits of $6.60 billion, down $48.0 million from December 31, 2024.
  • Board declared a quarterly cash dividend of $0.27 per share, payable June 16, 2025, to holders of record on May 30, 2025.
Read the filing on SEC.gov ↗
Feb 27, 4:02 PM ET

Central Pacific Financial promotes David Morimoto to COO, Dayna Matsumoto to CFO

Neutral leadership Written later 5.02

Central Pacific Financial Corp. said its Boards approved, effective March 1, 2025, the promotion of David Morimoto, the current Chief Financial Officer, to Vice Chairman and Chief Operating Officer, and of Dayna Matsumoto, Director of Finance and Accounting, to Executive Vice President and Chief Financial Officer. The change moves the company's top finance role to a new executive and sets new pay terms for both, which shareholders may want to track in future filings.

  • David Morimoto, age 57, becomes Vice Chairman and COO effective March 1, 2025; he has been CFO since July 2015 and joined the company in 1991. His base salary will be $525,000, with a target incentive of 75% of salary and a maximum of 150%.
  • Dayna Matsumoto, age 43, becomes EVP and CFO effective March 1, 2025; she has been Director of Finance and Accounting since 2023 and joined the company in 2006. Her base salary will be $362,000, with a target incentive of 50% of salary and
  • The filing discloses that Matsumoto's husband, Patrick Matsumoto, is a Vice President and Commercial Real Estate Manager at the Bank, with total 2024 compensation of approximately $177,000.
Read the filing on SEC.gov ↗
Jan 29, 6:15 AM ET

Central Pacific Q4 net income falls to $11.3 million; $9.9 million securities loss

Mixed earnings Written later 2.027.01

Central Pacific Financial reported fourth-quarter 2024 net income of $11.3 million, or $0.42 per diluted share, down from $13.3 million, or $0.49, in the third quarter and $14.9 million, or $0.55, a year earlier. Results were hit by a $9.9 million pre-tax loss from an investment securities repositioning, and the board raised the quarterly dividend 3.8% to $0.27 per share and authorized a new buyback of up to $30 million for 2025.

  • Q4 2024 net income $11.3 million, $0.42 per diluted share; full-year 2024 net income $53.4 million, $1.97 per share, versus $58.7 million and $2.17 in 2023
  • Pre-tax loss of $9.9 million on sale of lower-yielding securities; company estimates the reinvestment will add $2.7 million to annual net interest income
  • Net interest margin rose 10 basis points to 3.17%; company reported adjusted Q4 EPS of $0.70 (non-GAAP)
  • Board approved quarterly dividend of $0.27 per share, payable March 17, 2025, and a share repurchase program of up to $30 million
Read the filing on SEC.gov ↗
Jan 28, 5:37 PM ET

Central Pacific Financial adds Diane Paloma to board; HDS CEO, $125,000 retainer

Neutral leadership Written later 5.02

Central Pacific Financial Corp. appointed Dr. Diane S.L. Paloma, President and CEO of Hawaii Dental Service (HDS), to the boards of the company and Central Pacific Bank, effective January 28, 2025, and increased both boards to twelve directors. The filing also discloses that the bank paid approximately $390,000 to HDS in 2024 for its employee dental plan, and states that Dr. Paloma has no involvement in the bank's negotiation of that plan.

  • Dr. Diane S.L. Paloma appointed to both boards effective January 28, 2025; board size increased to twelve directors
  • Annual retainer of $125,000 for serving on both boards, consistent with other non-employee directors who do not chair committees
  • Dr. Paloma to serve on the Bank's Board Trust Committee
  • Bank paid approximately $390,000 to HDS in 2024 for its employee dental plan
Read the filing on SEC.gov ↗
Oct 30, 6:34 AM ET

Central Pacific Financial Q3 net income $13.3 million, down from $15.8 million in Q2

Mixed earnings Written later 2.027.01

Central Pacific Financial Corp. reported third-quarter 2024 net income of $13.3 million, or $0.49 per diluted share, compared with $15.8 million, or $0.58 per share, in the second quarter and $13.1 million, or $0.49 per share, a year earlier. The results include $3.1 million in pre-tax expenses tied to a strategic opportunity that the company says is no longer under active discussion, and net interest income rose 3.7% from the prior quarter. Shareholders also received a $0.26 quarterly dividend declaration.

  • Net income $13.3 million, or $0.49 diluted EPS, vs $15.8 million, or $0.58, in Q2 2024
  • $3.1 million in pre-tax expenses related to a strategic opportunity; adjusted net income (non-GAAP) $15.7 million, or $0.58 per share
  • Net interest margin 3.07%, up 10 basis points from 2.97% in Q2 2024
  • Total loans $5.34 billion, down $41.0 million from June 30, 2024; quarterly dividend $0.26 per share payable December 16, 2024 to holders of record November 29, 2024
Read the filing on SEC.gov ↗
Jul 31, 6:08 AM ET

Central Pacific Financial Q2 net income rises 22.2% to $15.8 million, EPS $0.58

Positive earnings Written later 2.027.01

Central Pacific Financial reported second-quarter 2024 net income of $15.8 million, or $0.58 per diluted share, up from $12.9 million, or $0.48, in the first quarter and up from $14.5 million, or $0.53, a year earlier. Net interest margin rose to 2.97% and net interest income increased 3.5% from the prior quarter, while total loans and deposits declined slightly. Shareholders also received notice of a $0.26 quarterly dividend, unchanged from the prior quarter.

  • Net income of $15.8 million and diluted EPS of $0.58, versus $12.9 million and $0.48 in the first quarter of 2024
  • Net interest margin of 2.97%, up 14 basis points from 2.83% in the first quarter
  • Total loans of $5.38 billion, down $17.8 million from the prior quarter; total deposits of $6.58 billion, down $36.4 million
  • Quarterly cash dividend of $0.26 per share payable September 16, 2024 to holders of record on August 30, 2024
Read the filing on SEC.gov ↗
Apr 24, 7:09 AM ET

Central Pacific Financial Q1 net income falls to $12.9 million, EPS $0.48

Negative earnings Written later 2.027.01

Central Pacific Financial reported first-quarter 2024 net income of $12.9 million, or $0.48 per diluted share, down from $14.9 million, or $0.55, in the prior quarter and $16.2 million, or $0.60, a year earlier. Net interest margin fell to 2.83% from 3.08% a year ago, and total deposits decreased $228.7 million from December 31, 2023. The board declared a quarterly cash dividend of $0.26 per share, unchanged from the prior quarters.

  • Net income of $12.9 million, or $0.48 diluted EPS, versus $14.9 million ($0.55) in the prior quarter and $16.2 million ($0.60) a year ago
  • Net interest margin of 2.83%, compared with 2.84% in the prior quarter and 3.08% a year ago
  • Total deposits of $6.62 billion at March 31, 2024, down $228.7 million from December 31, 2023
  • Quarterly cash dividend of $0.26 per share, payable June 17, 2024 to holders of record on May 31, 2024
Read the filing on SEC.gov ↗

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.

Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Central Pacific Financial filing is on SEC EDGAR ↗. 8-K briefs of other companies →