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AI brief of an SEC Form 8-K · Dave (DAVE)

Dave Expects 2025 Revenue of $554 Million, Above Guidance; Q4 Revenue Up 62%

Positive Impact 3 of 5 earnings Written later

Dave Inc. said preliminary, unaudited results show 2025 revenue and Adjusted EBITDA above the top end of its guidance, and fourth-quarter 28-day delinquency between 1.95% and 2.00%, better than its prior expectation of below 2.10%. The figures remain subject to year-end closing procedures and could differ from the audited results. Full results and the 2026 outlook are scheduled for March 2, 2026.

Key points

  • Full-year 2025 revenue is expected at $554 million, up 60% from $347 million in 2024 and above the $544-$547 million guidance range.
  • Full-year 2025 Adjusted EBITDA is expected at $227 million, up from $86 million in 2024 and above the $215-$218 million guidance range.
  • Fourth-quarter 2025 revenue is expected at $164 million, up 62% from $101 million a year earlier.
  • Full audited results and the Form 10-K are due March 2, 2026, with a conference call at 5:00 p.m. Eastern time.

The filing

CompanyDave (DAVE)
Form8-K, current report
Filed with the SECFeb 5, 2026, 4:19 PM ET
Accession number0001193125-26-039438

Items reported: 2.01 Acquisition or Disposition Completed

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:01 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on February 05, 2026.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.