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AI brief of an SEC Form 8-K · Euronet Worldwide (EEFT)

Euronet Q4 2025 revenue up 6% to $1.1 billion; operating income down 18%

Mixed Impact 3 of 5 earnings Written later

Euronet reported fourth quarter and full-year 2025 results on February 12, 2026. Q4 revenue rose 6% to $1,108.7 million, but operating income fell 18% to $101.0 million after a $20.4 million Money Transfer restructuring charge, and full-year adjusted EPS rose 12% to $9.61. The company expects 2026 adjusted earnings growth of 10% to 15%, excluding currency, interest rate and other unforeseen factors.

Key points

  • Q4 2025 net income attributable to Euronet was $51.5 million, or $1.08 diluted EPS, versus $0.98 a year earlier; adjusted EPS was $2.39, up 15% from $2.08.
  • Full-year 2025 revenue was $4,244.2 million, up 6%, and full-year net income attributable to Euronet was $309.5 million, or $6.84 diluted EPS.
  • Money Transfer Q4 operating income fell 36% to $37.2 million, including the $20.4 million restructuring charge; adjusted operating income was $121.6 million, down 1%.
  • Euronet guided to 10% to 15% adjusted earnings growth in 2026 and agreed to acquire CrediaBank's merchant acquiring business, with closing expected in the second half of 2026.

The filing

CompanyEuronet Worldwide (EEFT)
Form8-K, current report
Filed with the SECFeb 12, 2026, 8:11 AM ET
Accession number0001554855-26-000072

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:49 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on February 12, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.