Every material Form 8-K Euronet Worldwide filed with the SEC in 2025, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Euronet reported third quarter 2025 results on October 22, 2025, with revenue up 4% year over year to $1,145.7 million. GAAP diluted earnings per share fell to $2.75 from $3.21, while adjusted EPS rose 19% to $3.62, a non-GAAP measure. The company said it expects 2025 adjusted EPS growth of 12% to 16%, consistent with its prior range.
Revenue of $1,145.7 million, up 4% from $1,099.3 million (up 1% on a constant currency basis)
Net income attributable to Euronet of $122.0 million, or $2.75 diluted EPS, versus $151.5 million, or $3.21, a year earlier
Adjusted EPS of $3.62, up 19% from $3.03
2025 adjusted EPS growth outlook of 12% to 16% year over year; $1.0 billion convertible notes offering completed in the third quarter
Euronet Worldwide completed a private offering of $1.0 billion in 0.625% convertible senior notes due October 1, 2030, on August 15, 2025, including $150.0 million from the full exercise of the initial purchasers' option. Net proceeds were approximately $976.4 million, used to repay revolving credit facility borrowings, pay for capped call transactions, and repurchase Common Stock concurrently with the pricing of the notes, which adds significant debt while the convertible structure could dilute shareholders if converted into shares.
Aggregate principal of $1.0 billion, including $150.0 million from the option exercised in full by the initial purchasers
Notes bear 0.625% annual interest, payable April 1 and October 1, starting April 1, 2026, and mature October 1, 2030
Initial conversion price of approximately $127.04 per share, a premium of about 30% to the August 13, 2025 closing price on Nasdaq
Net proceeds of approximately $976.4 million; the company used $99.8 million of cash for capped calls and $131.3 million of cash to repurchase shares
Euronet Worldwide agreed on July 30, 2025 to acquire CoreCard Corporation in a stock-for-stock merger that values CoreCard at approximately $248 million, or $30 per share. CoreCard shareholders would receive Euronet shares under an exchange ratio that moves between 0.2783 and 0.3142 depending on Euronet's stock price, and the deal requires CoreCard shareholder approval and regulatory clearance, with closing expected in late 2025.
Merger consideration is $30 per CoreCard share, paid in Euronet common stock using an exchange ratio of 0.2783 to 0.3142.
Exchange ratio is fixed at 0.3142 if Euronet's stock price is at or below $95.48 and 0.2783 if it is at or above $107.80.
CoreCard would pay Euronet a $7.5 million termination fee under specified circumstances.
Outside Date is January 30, 2026, subject to two automatic three-month extensions in certain cases.
Euronet reported second-quarter 2025 results for the period ended June 30, 2025. Revenue rose 9% to $1,074.3 million and operating income rose 18% to $158.6 million, while diluted EPS was $2.27 versus $1.73 a year earlier and adjusted EPS rose 14% to $2.56. The company expects 2025 adjusted EPS to grow 12% to 16%, and the release references a merger agreement with CoreCard dated July 30, 2025.
Revenue of $1,074.3 million, up 9% from $986.2 million (6% on a constant currency basis)
Operating income of $158.6 million, up 18% from $134.3 million
Diluted EPS of $2.27 versus $1.73; adjusted EPS of $2.56 versus $2.25
2025 outlook calls for adjusted EPS growth of 12% to 16%; Agreement and Plan of Merger with CoreCard dated July 30, 2025
Euronet Worldwide reported first quarter 2025 results on April 23, 2025, with revenue of $915.5 million, up 7%, and operating income of $75.2 million, up 18%. Reported diluted EPS rose to $0.85 from $0.55, but adjusted EPS fell to $1.13 from $1.28, which the company says includes a one-time operating tax charge of $0.20 per share. Management reaffirmed its full-year expectation of 12% to 16% earnings growth.
Revenue of $915.5 million, up 7% from $857.0 million; operating income of $75.2 million, up 18% from $64.0 million
Diluted EPS of $0.85 versus $0.55 a year earlier; adjusted EPS of $1.13 versus $1.28, or $1.33 excluding a $0.20 one-time operating tax charge
Repurchased 0.6 million shares for $59.6 million and $492 million of convertible notes during the quarter
Management reaffirmed expected full-year earnings growth of 12% to 16%
Euronet reported fourth quarter 2024 revenue of $1,047.3 million, up 9%, and operating income of $122.7 million, up 26%. Adjusted EPS rose 10% to $2.08, but GAAP diluted EPS fell to $0.98 from $1.43, with a $35.5 million foreign currency loss in the quarter compared with an $11.6 million gain a year earlier. The company also expects 2025 adjusted EPS to grow 12% to 16%.
Q4 2024 revenue $1,047.3 million, up 9% from $957.7 million
Q4 2024 GAAP diluted EPS $0.98 vs. $1.43; adjusted EPS $2.08, up 10%
Q4 foreign currency exchange loss of $35.5 million vs. $11.6 million gain in Q4 2023
2025 outlook: adjusted EPS to grow 12% to 16% year-over-year
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Euronet Worldwide filing is on SEC EDGAR ↗. 8-K briefs of other companies →