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AI brief of an SEC Form 8-K · Eagle Bancorp (EGBN)

Eagle Bancorp Q1 net income falls to $1.7 million on higher loan loss provision

Negative Impact 3 of 5 earnings Written later

Eagle Bancorp reported first quarter 2025 net income of $1.7 million, or $0.06 per diluted share, down from $15.3 million, or $0.50 per diluted share, in the fourth quarter of 2024. The decline was mainly driven by a provision for credit losses of $26.3 million, up from $12.1 million, and net interest income that fell to $65.6 million from $70.8 million, which matters to shareholders because the quarter's earnings were far lower than the prior quarter's.

Key points

  • Net income was $1.7 million, or $0.06 per diluted share, for the quarter ended March 31, 2025, compared with $15.3 million, or $0.50 per diluted share, in the fourth quarter of 2024.
  • Provision for credit losses was $26.3 million, compared with $12.1 million in the prior quarter, with office loans cited as the primary driver.
  • Nonperforming assets decreased $8.5 million to $202.9 million, and the allowance for credit losses rose to 1.63% of total loans from 1.44%.
  • The Board declared a cash dividend of $0.165 per share, payable May 16, 2025 to shareholders of record on May 5, 2025.

The filing

CompanyEagle Bancorp (EGBN)
Form8-K, current report
Filed with the SECApr 23, 2025, 4:26 PM ET
Accession number0001050441-25-000081

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 6:59 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on April 23, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.